Cash flow management system

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Accounting

Reexamination Certificate

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C705S035000, C705S03600T

Reexamination Certificate

active

07571125

ABSTRACT:
An integrated cash flow management system and associated worksheets, including an expense worksheet and a money flow worksheet. The expense worksheet comprises a first medium having: a 3-circles block that includes alpha expenses (i.e., expenses paid every month or more frequently), a right rectangle block that include beta expenses (i.e., expenses paid less frequently than every month), and additional expenses blocks that include both alpha expenses and beta expenses. The 3-circles block may include expenses for long-term savings, investments, and insurance. The right rectangle block may include expenses for car replacement, vacations, gifts, and emergencies. The money flow worksheet comprises a second medium having: a debt workblock, a save-to-spend workblock, a savings icon, an investment icon, an insurance icon, a first directional flow indicator from the savings icon to the investment icon, and a second directional flow indicator from the insurance icon to the investment icon.

REFERENCES:
patent: 5358278 (1994-10-01), Ellis
patent: 6021397 (2000-02-01), Jones et al.
patent: 6064984 (2000-05-01), Ferguson et al.
patent: 2002/0095363 (2002-07-01), Sloan et al.
patent: 2002/0161678 (2002-10-01), Jaffe
patent: 2002023994 (2002-01-01), None
“Graphic Spreadsheet”, Fortune, Aug. 23, 1993, vol. 128, iss. 4, p. 101.

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