Cash flow forecasting

Details Cash flow forecasting Cash flow forecasting

2001-05-17

2009-06-30

Hamilton, Lalita M (Department: 3691)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S035000, C705S038000

Reexamination Certificate

active

07555451

ABSTRACT:
A method and system for automatically estimating budget items based on past transactions and generating a cash flow forecast for one or more accounts. A budget item is determined for each of a plurality of categories of transactions. A frequency and amount of each budget item is determined as a function of an actual transaction count, a date span of actual transactions, and a sum of actual transaction amounts—all of the transactions occurring in the past. For each budget item, a cash flow transaction is determined as a function of a posting date criterion and a selected forecast period. A running balance of the cash flow transactions is determined and displayed. Through the display, a user is enabled to modify individual cash flow transactions to generate a new cash flow forecast, or generate an alternate cash flow forecast that can be compared to the original cash flow forecast.

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Deciding to borrow or not to borrow Allen E. Fishman. Journal Record. Oklahoma City, Okla.: May 4, 1998. p. 1.
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A prime time to plan for 1986: Establishing a ‘cash flow forecast’ for your household finances International Examiner (1976-1987). Seattle, Wash.: Mar. 19, 1986. vol. 13, Iss. 6; p. 4.
Stahl, Ingolf, “How Should We Teach Simulation?”Proceedings of the 2000 Winter Simulation Conference, eds. J.A. Joines, R.R. Barton, K. Kang, and P.S. Fishwick, pp. 1602-1612.

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