Cash dispensing automated banking machine with disposable...

Registers – Systems controlled by data bearing records – Banking systems

Reexamination Certificate

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C235S381000, C705S043000

Reexamination Certificate

active

07419091

ABSTRACT:
An automated banking machine system and method is provided which is operative to display a disposable cash amount associated with an account. The disposable cash amount is calculated responsive to the current Available Balance and responsive to future debit and credits that are expected to post to the account. The disposable cash amount may be calculated by a computer of the ATM or by a computer in operative connection with the ATM such as host banking system or other server of the financial institution associated with the account. The ATM may provide a user interface which minimizes the number of inputs to dispense an amount of cash equal to the calculated disposable cash amount. The ATM or a web site, or other computer may provide a customer with the ability to edit and modify the parameters used to calculate the disposable cash amount for an account.

REFERENCES:
patent: 5952639 (1999-09-01), Ohki et al.
patent: 6138907 (2000-10-01), Mori et al.
patent: 2002/0069168 (2002-06-01), Lee et al.
patent: 2002/0133409 (2002-09-01), Sawano et al.
patent: 2003/0066876 (2003-04-01), Goldman et al.
patent: 2004/0177036 (2004-09-01), Nutahara et al.
patent: 2002-312599 (2002-10-01), None
patent: 2003-256913 (2003-09-01), None
patent: 2003-323547 (2003-11-01), None
patent: 2004-86631 (2004-03-01), None
patent: WO 02/27576 (2002-04-01), None

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