Card system, card information presentation apparatus, card...

Registers – Coded record sensors – Particular sensor structure

Reexamination Certificate

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Details

C235S381000, C235S492000

Reexamination Certificate

active

06622914

ABSTRACT:

BACKGROUND OF THE INVENTION
1. Field of the Invention
The present invention relates to a card system in which a card with memory function capable of rewritably holding a plurality of services (applications), for example, an IC card is installed with a plurality of services (applications) for receiving the service, and a card information presentation apparatus, a card issuing apparatus, a card contents update apparatus, a card data update apparatus and a card information distribution system which constitute the card system.
2. Description of Related Art
Cards have heretofore been used in various applications, such as credit cards, bank's cash cards, membership cards in which points are added depending on the amount of shopping.
These cards have a logo or name for specifying the service that can be received by using the card, printed on the card surface, and users can see the service contents of the card by looking the card.
With the conventional cards, data of, for example, account balance in the case of the bank's cash card, and points in the case of the point card, is displayed or printed out by inserting the card into a balance display unit, or displayed in the shopping receipt.
In most of these conventional cards, a magnetic stripe is embedded, and in many cases, the ID number of the card or a personalized number is recorded in the magnetic stripe. However, the memory capacity of this magnetic stripe is small, and a large amount of data cannot be written therein.
On the other hand, cards with a considerably large memory function have appeared recently, such as IC cards embedded with an IC memory or the like therein, and the memory capacity is greatly increasing.
Under the above described situation, there is considered to utilize a card having a plurality of functions (a card capable of installing a plurality of functions is referred to as a “multi-application card”), by storing a plurality of applications, for example, an application for having a function of a bank's cash card, an application for having a function of a shop's point card, in one card with memory function (represented by an IC card herein).
When considering to build up a system utilizing such multi-application cards, it is desired to build up a system that can add, delete and update the application even after issuance of the card, since if such a multi-application card can be used only for the application written therein at the time of issuing the card, the usefulness thereof is largely spoiled. On the other hand, in utilizing this multi-application card, for example, it can be naturally used as a bank's cash card at the bank's ATM, but it is quite difficult for the ATM to accept roles corresponding to all the applications installable in this multi-application card. Therefore, it is quite difficult to handle various applications installable to the multi-application card by one terminal.
Considering building a system that uses the multi-application cards under such a supposed environment, a large problem is how to inform the user of the card contents accurately.
That is to say, in the case of the multi-application card, since the application in the card can be added, deleted or updated after issuance of the card, it is difficult to print beforehand, on the surface of the card, a display specifying the application installed therein. If users are forced to accurately remember or record which service (application) has been installed in the user's card, the users are forced to bear excessive burdens, thereby easily causing an error or accident, and making the system inconvenient. Even in a case where a function as a bank's cash card and a function as a shop's point card are installed in a user's card, it is difficult to cover all the services by one terminal. Therefore, if the user goes to the bank, the user can find the account balance by using the function of the card as the cash card, but cannot find the shop's points. When the user wants to know the shop's points, it is necessary to operate a terminal in that shop or a terminal controlled by the shop's union. As described above, it is not convenient if the user can obtain the current data related to the card only in odd scraps.
SUMMARY OF THE INVENTION
In view of the above situation, it is an object of the present invention to provide a card system adopting multi-application cards and having a function of informing users of the information related to the card simply and accurately, and a card information presentation apparatus, a card issuing apparatus, a card contents update apparatus, a card data update apparatus and a card information distribution system which constitute such a card system.
In order to achieve the above object, the card system of the present invention comprises:
a card issuing system for writing at least card identification information for identifying cards, in a card with memory function capable of holding a plurality of applications rewritably;
a card contents update system for performing addition, deletion and update of an application in the card issued by the card issuing system;
a card data update system for updating the data of an application held in the card issued by the card issuing system;
a card information distribution system for receiving information corresponding to the card issued by the card issuing system, from the card issuing system, the card contents update system and the card data update system to control the received information, and transmitting the information corresponding to the card to a destination corresponding to the card; and
a card information presentation system for presenting the information transmitted from the card information distribution system.
Here, the above-described “information corresponding to the card” may be the card information itself, or a name or a nickname of the card information (for example, an application), and need only be the information capable of identifying the card information. Also, the above “information corresponding to the card” may be the information held in the card, however, it is not limited thereto, and may be the information held outside the card, for example, a host machine, corresponding to the card.
The card system of the present invention comprises the above-described structure, so that the card information distribution system controls the card information and transmits the information to the card information presentation system for presentation, and with this system, the card information can be simply seen without performing an operation including handling of the card, such as inserting the card to a terminal.
The card information presentation apparatus for achieving the above object comprises: an information receiving section for receiving information corresponding to a card, which is transmitted from a card information distribution system which receives the information corresponding to the card with memory function capable of rewritably holding a plurality of applications to control the received information and transmits the information corresponding to the card to a destination corresponding to the card; and an information presentation section for presenting information corresponding to the card, which is received by the information receiving section.
As this card information presentation apparatus, personal computers connected to the Internet and portable terminals such as mobile phones can be typically used.
The information presentation means in the card information presentation apparatus of the present invention may be one displaying the information on a display screen or one transmitting the information by voice.
In the card information presentation apparatus of the present invention, further comprising an information transmission requesting section for requesting the transmission of information corresponding to the card to the card information distribution system, the information receiving section may be a section for receiving the information transmitted from the card information distribution

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