Information security – Access control or authentication
Reexamination Certificate
2001-03-19
2008-09-09
Song, Hosuk (Department: 2135)
Information security
Access control or authentication
C726S003000, C726S009000
Reexamination Certificate
active
07424732
ABSTRACT:
A card settlement method using a mobile information terminal provided with an IC card read/write function and a wireless communication function for the settlement of a transaction in a business establishment, comprising a step of having a customer using a business establishment wirelessly connect to an authorization server through a network by the mobile information terminal, a step of having the customer load his or her IC card in the mobile information terminal, read the information stored in this IC card, and send it to the authorization server, a step of having the authorization server decide on the authorization of the current transaction from authentication information stored in the IC card and proving the legitimacy of the card, settlement information containing at least a card number, and personal identification information input from the customer and proving the legitimacy of the customer, a step of sending a temporary password issued from a settlement server to the mobile information terminal for display after the authorization of the current transaction, a step of inputting the temporary password and the current transaction information from a business establishment side settlement terminal and sending it to the settlement server, and a step of having the settlement server settle the transaction with the password and the transaction information satisfying the settlement conditions.
REFERENCES:
patent: 5434395 (1995-07-01), Storck et al.
patent: 5883810 (1999-03-01), Franklin et al.
patent: 6016476 (2000-01-01), Maes et al.
patent: 6078908 (2000-06-01), Schmitz
patent: 6205437 (2001-03-01), Gifford
patent: 6260024 (2001-07-01), Shkedy
patent: 6474544 (2002-11-01), Di Giorgio et al.
patent: 6592032 (2003-07-01), Takaragi et al.
patent: 6955299 (2005-10-01), Pathmasuntharan et al.
patent: 2001/0037308 (2001-11-01), Kotlarsky
patent: 2003/0028481 (2003-02-01), Flitcroft et al.
patent: 0 438 930 (1991-07-01), None
patent: 1 014 317 (2000-06-01), None
patent: 9-288696 (1997-11-01), None
patent: 10-255121 (1998-09-01), None
patent: 11-203358 (1999-07-01), None
patent: 2000-10927 (2000-01-01), None
patent: 2000-11069 (2000-01-01), None
patent: 2000-276531 (2000-10-01), None
patent: WO 98/37523 (1998-08-01), None
patent: WO 00/49586 (2000-08-01), None
“Card Wave”, Sep. 2000, vol. 13, No. 9 (partial translation of p. 32).
Kamata Takeshi
Matsumoto Tsutomu
Mitsumoto Hiroki
Kratz Quintos & Hanson, LLP
Song Hosuk
LandOfFree
Card settlement method and system using mobile information... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Card settlement method and system using mobile information..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Card settlement method and system using mobile information... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-3975792