Registers – Systems controlled by data bearing records – Credit or identification card systems
Patent
1995-05-22
1997-08-19
Hajec, Donald T.
Registers
Systems controlled by data bearing records
Credit or identification card systems
G06K 500
Patent
active
056591667
DESCRIPTION:
BRIEF SUMMARY
TECHNICAL FIELD
The present invention relates to a card processor which is capable of executing the exact-calculation processing for credit cards, pre-paid cards and cash cards and of offering point service (a service wherein when goods are sold, service coupons corresponding to the paid total are given, and after the total of the points reaches a predetermined amount, the amount is returned to the customer), the card processor being further capable of continuously processing related functions among these plurality of functions and updating data in the host unit.
In recent years, a variety of services have been offered using cards as represented by widespread use of various cards such as pre-paid cards, credit cards, cash cards and the like, and the applications are still expanding depending upon their functions.
The cards used in card processors include a card that is capable of executing a plurality of functions such as exact-calculation processing and point processing, a plurality of cards for executing a plurality of functions, a card capable of executing only exact-calculation processing, and the like.
The card processors for such a variety of applications are being used in quite different fields as part of means for improving services for the card users and for promoting the use of credit cards and pre-paid cards. Moreover, a variety of attempts have been made to incorporate various other additional service functions.
In the card processor having such a plurality of functions, however, the data corresponding to the individual functions must be stored in the card, resulting in an increase in the amount of data and causing the operating procedure to become complex. To save the amount of work and for better efficiency, therefore, a system to automatically provide a variety of functions has been demanded.
BACKGROUND ART
In a conventional card processor having a plurality of functions, the operation for utilizing a given function is separate from the operation for other functions; i.e., the operation is cumbersome and inefficient, and the special functions are often not exhibited to a sufficient degree.
In conventional card processors, for instance, pre-paid transactions and point-service are processed independently from each other. When it is desired to issue points depending upon the sum paid through the pre-paid processing, a point card for point processing is inserted after the pre-paid processing is finished and the pre-paid card is discharged, the sum to be paid is input again to execute the point processing, and points are issued.
Even in a band POS (Point-of-Sales) in which the sum of goods purchased by a customer is drawn out from the bank account of the customer, the processing drawn out from the bank account is finished in order to execute a point issue, the point service is designated using a keyboard, the point card is read out again, and the sum of the purchase is input again through the keyboard.
In the conventional card processor as described above, even when the card has a plurality of functions such as a bank POS function and the accompanying service point processing, the operations must be carried out independently of each other. That is, when a given function is finished, the card is discharged. The card must then be inserted again to execute the next function processing; i.e., the card must be read out again and the sum of purchase must be input again.
Therefore, the card is read out and the sum is input, requiring cumbersome operation, causing the business to become inefficient and requiring the customers to wait for extended periods of time, which is not desirable from the standpoint of service to the customers. Therefore, improvement has been urged from the standpoint of efficiently carrying out business and improving service.
When the number of points stored in the card or the accumulated number of points managed by a host computer in the shopping center has reached a predetermined value, the card is recovered by the card processor, and the sum or goods corresponding to the re
Haseba Asako
Mori Seiji
Fujitsu Limited
Hajec Donald T.
Le Thien Minh
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