Telephonic communications – Audio message storage – retrieval – or synthesis – Message management
Reexamination Certificate
2006-05-02
2006-05-02
Tsang, Fan (Department: 2645)
Telephonic communications
Audio message storage, retrieval, or synthesis
Message management
C379S088210, C705S042000
Reexamination Certificate
active
07039167
ABSTRACT:
System and method for providing at least one predetermined automated message to an account holder via a voice response unit based on a likely reason for the call by the account holder to be because of a recent transaction decline.
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Intouch Communications NA, “Credit Card Processing & Merchant Account Glossary”, http://www.edr-payment-services.com/home/merchant—account—glossary.htm, pp. 1-8.
Baker & McKenzie LLP
Capitol One Financial Corporation
Sing Simon
Tsang Fan
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