Business method for acquisition of debtor real-estate and...

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Reexamination Certificate

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C705S035000, C705S038000

Reexamination Certificate

active

09882992

ABSTRACT:
A method for restructuring the debt of a debtor who has an interest in a distressed property by a third party including the steps of comparing a present appraised value of the property to a total cost for purchasing the property from the debtor by the third party, satisfying the personal debt of debtor by the third party, and reselling the property back from the third party to the debtor based upon a present appraised value of the property, and if the present appraised value of the property exceeds the total cost to the third party by a preselected value then the third party purchases the property from the debtor, satisfies the personal debt of the debtor and resells the property back to the debtor at the present value of the property.

REFERENCES:
patent: 5644726 (1997-07-01), Oppenheimer
patent: 5689650 (1997-11-01), McClelland et al.
patent: 5875437 (1999-02-01), Atkins
patent: 5983206 (1999-11-01), Oppenheimer
patent: 6233566 (2001-05-01), Levine et al.
patent: 6249775 (2001-06-01), Freeman et al.
patent: 6460021 (2002-10-01), Kirksey
Kathleen Sindell. The Handbook of Real Estate Lending. 1996. Irwin Professional Publishing. pp. 408-421.
Garth Marston and Hugh Kelleher. Creative Real Estate Financing. 1983, John Wiley. pp. 104-107.
Barchard et al., “Lenders aim to halve home repossessions” Financial Times, p. 8 Dec. 20, 1991.

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