Biometric delegation and authentication of financial...

Details Biometric delegation and authentication of financial... Biometric delegation and authentication of financial...

2007-05-15

2007-05-15

Lee, Michael G. (Department: 2876)

Registers

Systems controlled by data bearing records

Credit or identification card systems

C235S451000, C705S041000, C705S044000

Reexamination Certificate

active

11040224

ABSTRACT:
A method and system that enables a customer to delegate or authorize another individual to perform a financial transaction is provided. This system uses a smart card and a biometric scanner or reader writer, or a biometric device without a smart card. The smart card holds personal and financial accounts information about the customer including a set of biometric templates of the customer. The second smart card owner is identified as the true owner of a smart card after the second smart card passes a biometric authentication using a read write device. The first smart card owner specifies the desired transaction that is to be performed by the second smart card. The delegated or authorized transaction created by the first smart card is encrypted and stored in the second smart card and/or to a remote back-end host server.

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patent: WO 02/088932 (2002-11-01), None

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