Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction
Patent
1997-02-05
2000-08-01
Cangialosi, Salvatore
Data processing: financial, business practice, management, or co
Business processing using cryptography
Secure transaction
705 75, H04K 100
Patent
active
060980559
ABSTRACT:
In order to provide a banking system having an IC card available anytime anywhere with no risk of the security information plagiary because of the missing IC card, no complexity of the IC card usage, nor problem of the discharged battery, a banking system of the present invention comprises radio communication means to be connected to a center terminal (5) of a financial organization (4) by way of a radio communication network for drawing an amount from and depositing an amount to a bank account in the financial organization (4), the bank account being identified by a bank password. The radio communication means includes a radio linked portable terminal (1) and an IC card (2) to be connected to the radio linked portable terminal, the IC card comprising a memory for storing information of an available amount reserved for the IC card (2) and a processor for adding an amount drawn from the bank account to the available amount and subtracting an amount to be deposited to the bank account from the available amount.
REFERENCES:
patent: 4794236 (1988-12-01), Kawana et al.
patent: 5202825 (1993-04-01), Miller et al.
patent: 5208446 (1993-05-01), Martinez
patent: 5221838 (1993-06-01), Gutman et al.
patent: 5371794 (1994-12-01), Diffie et al.
patent: 5412716 (1995-05-01), Nevoux et al.
patent: 5428684 (1995-06-01), Akiyama et al.
patent: 5473690 (1995-12-01), Grimonprez et al.
patent: 5539825 (1996-07-01), Akiyama et al.
"Prevalence of Smart Cards Grew in 1995; Industry Has Work Cut Out for It in 1996", In: Report on Electronic Commerce 3[1], Jan. 9, 1996.
"This is real cash--Mondex's Challenge," "Doors," 1[1], Nov. 1995, pp. 10 through 13.
Cangialosi Salvatore
NEC Corporation
LandOfFree
Banking system equipped with a radio linked portable terminal does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Banking system equipped with a radio linked portable terminal, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Banking system equipped with a radio linked portable terminal will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-673407