Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2005-08-29
2009-11-10
Abdi, Kambiz (Department: 3692)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
Reexamination Certificate
active
07617152
ABSTRACT:
A novel bankcard transaction exchange system, which is also an exchange network and a settlement network of various bankcard transactions at the same time, comprising: a processing center, at least one backup center, and a plurality of member institutions connected to the processing center via a network, characterized in that: the processing center is configured with a switching subsystem and a batch processing subsystem, and it can achieve interoperability effectively. The system of the invention is a bankcard transaction processing platform which can realize “centralized exchange and unified settlement”, wherein advanced switching technologies are employed, various network access interfaces may be compatible; transaction exchange and settlement of various currencies and various cards are supported; parameterized function configuration is supported; it may be adapted to the changes of the market, and easy for function expansion; it is convenient for users; it is secure and reliable; and the peak transaction capacity can meet the requirements of the development of future bankcard service.
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Chai Hongfeng
Guo Rui
Hu Wenbin
Li Baohua
Qi Yuemin
Abdi Kambiz
China Unionpay Co., Ltd.
Cooper & Dunham LLP
Maguire Lindsay M.
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