Automatic transaction system

Registers – Systems controlled by data bearing records – Banking systems

Patent

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Details

235492, G06F 1530

Patent

active

045903654

ABSTRACT:
The present invention relates to an automatic transaction system for performing transactions with an automatic transaction apparatus, by using identification cards (hereinafter referred to as "ID cards") for an automatic teller system, a credit card system or other various maintenance systems. At least one integrated circuit (hereinafter referred to as "IC") is built in an ID card, a program for practicing such processings as editing, ciphering, operation and checking of data necessary for determining whether or not a transaction should be made is stored in the IC, a center apparatus is connected to the automatic transaction apparatus, transaction data files for customers are contained in the center apparatus, a predetermined program processing of data corresponding to the ID card, which are contained in the center apparatus, is carried out, whether or not a transaction should be made is judged by the center apparatus based on the result of the program processing, and the result of the judgement is transmitted to the automatic transaction apparatus.

REFERENCES:
patent: 3934122 (1976-01-01), Riccitelli
patent: 4001550 (1977-01-01), Schatz
patent: 4197986 (1980-04-01), Nagata
patent: 4367402 (1983-01-01), Giraud
patent: 4484304 (1984-11-01), Anderson

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