Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2006-10-31
2011-12-06
Kyle, Charles (Department: 3695)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S039000, C705S043000, C705S044000
Reexamination Certificate
active
08073751
ABSTRACT:
A method for automated processing of deposit items at a computing device is described. A deposit item, such as case, a personal check, or certified check, is received at a computing device. The deposit item may represent a request to deposit funds of at least one monetary item into a user account, such as a checking or savings account. A computer associated with the computing device determines whether to hold the funds of the at least one monetary item from deposit into the user account. If it is determined to hold the funds, an amount of the funds to hold and a time period in which to hold the amount of funds may be determined.
REFERENCES:
patent: 2003/0059098 (2003-03-01), Jones et al.
patent: 1507243 (2005-02-01), None
patent: 03040881 (2003-05-01), None
patent: 2004036386 (2004-04-01), None
patent: 2005006269 (2005-01-01), None
International Search Report completed Apr. 23, 2008 for corresponding PCT/US2007/083198.
Garg Atul
Howard Ettre Vee
Rivenbark Connie
Bank of America Corporation
Banner & Witcoff , Ltd.
Kang Irene
Kyle Charles
Springs Michael A.
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