Automated real-time secure user data sourcing

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Discount or incentive

Reexamination Certificate

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Details

C705S026100, C705S037000

Reexamination Certificate

active

08055536

ABSTRACT:
Profiling data for a consumer can be generated from one or more of the consumer's own financial records. The profiling data can be provided by the consumer him or herself through use of one or more computing devices subject to terms, conditions, rules, and/or other parameters set by the consumer. The profiling data may be provided to one or more interested parties in exchange for value, with the exchange negotiated by one or more software agents acting on behalf of the consumer. The profiling data may be provided in a manner such that it is accessible only in a manner specified by the consumer. For instance, profiling data may be subject to digital rights management or other restrictions such that the receiving party or parties may only access the data for a limited time.

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