Automated patching between ATM and consultant

Registers – Systems controlled by data bearing records – Banking systems

Patent

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Details

235380, G06F 1760

Patent

active

056612834

ABSTRACT:
The invention concerns Automated Teller Machines (ATMs) which are equipped with video conferencing capability. The ATM allows a customer to undertake numerous different types of transactions, such as withdrawing cash, checking a balance, applying for a loan, obtaining interest rate quotations, and so on. If a customer needs assistance with a transaction, the invention (a) identifies the transaction, without intervention of the customer, (b) selects a consultant who is expert in the type of transaction identified, and (c) establishes a video conference with the selected consultant.

REFERENCES:
patent: 4757267 (1988-07-01), Riskin
patent: 4797911 (1989-01-01), Szlam et al.
patent: 5231571 (1993-07-01), D'Agostino
patent: 5487103 (1996-01-01), Richardson, Jr. et al.
San Francisco Chronicle, May 18, 1992, "New Automatic Teller Has A Video System" p. C5.
Akron Beacon Journal, Dec. 10, 1991, "Teleconferencing Comes to Columbus" p. D5.
Plain Dealer (Cleveland), May 19, 1992, "New NCR ATMS Offer Video-Hookup Interaction" p. 5G.
"AT&T Chips Could Lower Cost Barrier", Apr. 13, 1992 Product Announcement.
U.S. Serial No. 08/403,095; filed Mar. 13, 1995.
U.S. Serial No. 08/403,145; filed Mar. 13, 1995. 5,604,341.
U.S. Serial No. 08/403,150; filed Mar. 13, 1995.
U.S. Serial No. 08/501,686; filed Jul. 12, 1995.

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