Automated financial transaction system

Details Automated financial transaction system Automated financial transaction system

2007-03-13

2007-03-13

Nguyen, Nga (Department: 3628)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S040000, C705S041000, C705S042000, C705S043000, C705S044000, C235S379000, C235S380000, C235S381000, C235S382000, C709S206000

Reexamination Certificate

active

09447658

ABSTRACT:
In an automated financial transaction system, a plurality of automated tellers machines (ATMs) have each a message input section and are each communicatably connected with a message depository via a public communications network. When a customer inputs at an ATM a message to a remittance destination during a remittance transaction, the ATM sends the message to the message depository via a public communications network for storage and also sends remittance information and depository information of the message to a management apparatus via an exclusive line. At the ATM, it is possible to send from the remittance source to a remittance destination a message including image data and voice data, which data amount is large, and also to send a message, which includes image data and voice data, to another remittance destination associated with another management apparatus whose electronic transaction format is different from that to be used in the first-named management apparatus. Meanwhile, at the remittance destination, it is possible to send or receive a message without restriction of site, time, terminal, etc., giving an improved convenience to customers.

REFERENCES:
patent: 5265033 (1993-11-01), Vajk et al.
patent: 6085177 (2000-07-01), Semple et al.

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