Automated document cashing system

Details Automated document cashing system Automated document cashing system

1997-05-30

1999-04-27

Tkacs, Stephen R.

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

705 45, 109 241, 235379, 379 9312, 382137, 382138, G06F 1760

Patent

active

058976256

ABSTRACT:
An automated document cashing system includes a reader for capturing an image of a negotiable instrument and recognizing the authorized signature as well as the amount written thereon. The system then can transfer monies in the amount of the instrument to a savings account, a checking account, a smart card, or the like. The system can cash money orders as well as write money orders. The system will also wire transfer money. The image capture apparatus also can capture an image of a utility bill or the like that is presented by a user. By supplying monies in the form of cash, credit card authorization, smart card balance, or the like, the user can pay bills such as a utility bill through the system or purchase items dispensed by the system.

REFERENCES:
patent: 3648020 (1972-03-01), Tateisi et al.
patent: 3943335 (1976-03-01), Kinker et al.
patent: 4023013 (1977-05-01), Kinker
patent: 4085687 (1978-04-01), Beck et al.
patent: 4134537 (1979-01-01), Glaser et al.
patent: 4179723 (1979-12-01), Spencer
patent: 4430562 (1984-02-01), Lundblad
patent: 4434359 (1984-02-01), Watanabe
patent: 4497261 (1985-02-01), Ferris et al.
patent: 4516015 (1985-05-01), Uchida et al.
patent: 4585928 (1986-04-01), Watanabe
patent: 4600828 (1986-07-01), Nogami et al.
patent: 4617457 (1986-10-01), Granzow et al.
patent: 4628532 (1986-12-01), Stone et al.
patent: 4634845 (1987-01-01), Hale et al.
patent: 4649832 (1987-03-01), Hain et al.
patent: 4680728 (1987-07-01), Davis, II et al.
patent: 4689478 (1987-08-01), Hale et al.
patent: 4701747 (1987-10-01), Isherwood et al.
patent: 4719338 (1988-01-01), Avery et al.
patent: 4729128 (1988-03-01), Grimes et al.
patent: 4733765 (1988-03-01), Watanabe
patent: 4754126 (1988-06-01), Caldwell
patent: 4926173 (1990-05-01), Frielink
patent: 4936564 (1990-06-01), Hain
patent: 4989520 (1991-02-01), Hain
patent: 4997176 (1991-03-01), Hain
patent: 5013896 (1991-05-01), Ono et al.
patent: 5018720 (1991-05-01), Whittaker
patent: 5099423 (1992-03-01), Graef et al.
patent: 5136144 (1992-08-01), Swinton et al.
patent: 5233547 (1993-08-01), Kapp et al.
patent: 5238143 (1993-08-01), Crighton
patent: 5271613 (1993-12-01), Hain
patent: 5297030 (1994-03-01), Vassigh et al.
patent: 5335484 (1994-08-01), Hain
patent: 5386104 (1995-01-01), Sime
patent: 5389773 (1995-02-01), Coutts et al.
patent: 5412189 (1995-05-01), Cragun
patent: 5459957 (1995-10-01), Winer
"Once-Reserved Fed Leads the Charge for Change", Checks and Checking, Bank Technology News, pp. 14-15, Apr. 1996.
R. Weatherington, "EBT Exploding, But Savings May be Myth," Checklist, pp. 12, 14, 16, Winter 1996.
M. Robertson, "Stem the Tide of Internal Theft," Checklist, pp. 24, 26, Spring 1996.
H. Shyne, "ATM Surcharges Target of Controlling Acts," Checklist, p. 32, Summer 1996.
"New ATM Fees Have Spread Fast," Money, p. 56, Dec. 1996.
J. Schmeltzer, "Currency Exchanges Move Into New Territory," Sec. 5, Chicago Tribune, Dec. 15, 1996.
"More ATMs Levy Fees on Customers From Other Banks," Wall Street Journal, Section B, p. 11B, Oct. 4, 1996.
Iversen, W.R., "How ATMs Fit Into An On-Line World", Financial Service On-Line, pp. 39-48, Sep./Oct. 1996.

Affiliated with

Also associated with

Rating

Automated document cashing system does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Automated document cashing system, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Automated document cashing system will most certainly appreciate the feedback.

Rate now

Comments { 0 }

Profile ID: LFUS-PAI-O-682922