Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2008-02-20
2009-12-08
Cheung, Mary (Department: 3694)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S035000
Reexamination Certificate
active
07630934
ABSTRACT:
A system and method for automated credit risk management where current information on at least one marketable securities loan of at least one person is periodically collected. Current information on collateral associated with each at least one marketable securities loan is periodically collected. Current stock market information associated with the collateral is periodically collected. The collected marketable securities loan information, collateral information, and stock market information are processed and correlated and stored. A marketable collateral distribution across each at least one marketable securities loan including collateral shared across portfolios of the at least one person may be automatically calculated. The stored processed and correlated information is usable by a user at the workstation for loan to value evaluation, margin monitoring, collateral evaluation and analysis, ability to advance funds assessment, ability to release funds from pledged collateral accounts, or risk management modeling.
REFERENCES:
patent: 2003/0187766 (2003-10-01), Akashi
patent: 2005/0010522 (2005-01-01), Kusu
“Analysis of required and matching loan qualities in financial institutions”, Author—Lin, T. T., Dept. of Int. Bus., National Dong Hwa Univ., Hualien, Taiwan, Journal of Statistics & Management Systems, vol. 9, No. 1, pp. 105-122.
Burke Richard
Collins Joseph C.
Guzman Jesse
Jenkins LaVerne
Mooney Jackie
Bank of America Corporation
Cheung Mary
Holly John H
Moores & Van Allen PLLC
Springs Michael A.
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