Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2006-08-18
2009-12-01
Trammell, James P (Department: 3694)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S035000, C705S038000, C705S040000, C705S045000, C717S171000, C717S176000, C717S152000, C205S067000, C205S067000, C205S067000
Reexamination Certificate
active
07627525
ABSTRACT:
Automated methods for processing a cash advance and/or a check cashing transaction using an ATM entail obtaining identification information for a user; producing an image of each side of an original check for the transaction; accessing a database of financial transactions to determine if the transaction has an unacceptable risk; voiding the original check and returning the voided check to the user; producing a cash (debit) card and corresponding account for a principal amount for the user; and communicating the image of each side of the original check to a settlement service provider via a communications network on a maturity date.
REFERENCES:
patent: 6695203 (2004-02-01), Iki et al.
patent: 2002/0052826 (2002-05-01), Dines et al.
patent: 2004/0044606 (2004-03-01), Buttridge et al.
patent: 2004/0236688 (2004-11-01), Bozeman
Co-op financial service staff, ATM Processing brochure, co-op, web, pp. 1-2.
Liu Marissa
Trammell James P
Young, P.A. Mark
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