Authentication system and method for smart card transactions

Cryptography – Particular algorithmic function encoding – Nbs/des algorithm

Patent

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

380 23, H04K 100

Patent

active

057217815

ABSTRACT:
An authentication system includes a portable information device, such as a smart card, that is configured to store and process multiple different applications. The smart card is assigned its own digital certificate which contains a digital signature from a trusted certifying authority and a unique public key. Each of the applications stored on the smart card is also assigned an associated certificate having the digital signature of the certifying authority. The system further includes a terminal that is capable of accessing the smart card. The terminal has at least one compatible application which operates in conjunction with an application on the smart card. The terminal is assigned its own certificate which also contains the digital signature from the trusted certifying authority and a unique public key. Similarly, the application on the terminal is given an associated digital certificate. During a transactional session, the smart card and terminal exchange their certificates to authenticate one another. Thereafter, a smart card application is selected and the related certificates for both the smart card application and the terminal application are exchanged between the smart card and terminal to authenticate the applications. Additionally, the cardholder enters a unique PIN into the terminal. The PIN is passed to the smart card for use in authenticating the cardholder. The three-tiered authentication system promotes security in smart card transactions.

REFERENCES:
patent: 4969189 (1990-11-01), Ohta et al.
patent: 5140634 (1992-08-01), Guillou et al.
patent: 5276311 (1994-01-01), Hennige
patent: 5473690 (1995-12-01), Grimonprez et al.
patent: 5544246 (1996-08-01), Mandelbaum et al.

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

Authentication system and method for smart card transactions does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Authentication system and method for smart card transactions, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Authentication system and method for smart card transactions will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-1879767

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.