Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2008-07-15
2011-10-04
Trail, Allyson (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C235S380000, C705S014270, C705S017000, C705S021000, C705S067000, C705S071000
Reexamination Certificate
active
08028896
ABSTRACT:
A method for conducting a financial transaction can be used by a person using a mobile device to conduct the transaction. The mobile device receives information related to the person that can be used for authentication purposes, such as a PIN or biometric data. The mobile device then authenticates the person by verifying the information received. If the person is authenticated, the transaction is completed using the mobile device, and if the person is not authenticated, the transaction is prevented.
REFERENCES:
patent: 7200566 (2007-04-01), Moore et al.
patent: 7589628 (2009-09-01), Brady, Jr.
patent: 2002/0055884 (2002-05-01), Tokuma
patent: 2003/0154171 (2003-08-01), Karp
patent: 2005/0125343 (2005-06-01), Mendelovich
patent: 2005/0187873 (2005-08-01), Labrou et al.
patent: 2006/0000900 (2006-01-01), Fernandes
patent: 2007/0291710 (2007-12-01), Fadell
patent: 2008/0046366 (2008-02-01), Bemmel et al.
patent: 2008/0121696 (2008-05-01), Mock et al.
patent: 2008/0155268 (2008-06-01), Jazayeri et al.
patent: 2008/0183588 (2008-07-01), Agrawal et al.
patent: 2008/0223918 (2008-09-01), Williams et al.
patent: 2009/0138366 (2009-05-01), Bemmel et al.
patent: 2010/0188191 (2010-07-01), Martinez De Velasco Cortina et al.
patent: 2005119608 (2005-12-01), None
International Search Report and Written Opinion issued in PCT/US2008/08667, mailed Mar. 5, 2009.
International Search Report and Written Opinion issued in PCT/US2008/086666, mailed Apr. 7, 2009.
Office Action from U.S. Appl. No. 12/173,729, mailed Apr. 13, 2011.
Office Action from U.S. Appl. No. 12/173,738, mailed Apr. 26, 2011.
Carter Samuel Jeff
Garcia Ray
Joa David
Joffe David
Mertz John
Bank of America Corporation
Banner & Witcoff , Ltd.
Springs Michael A.
Trail Allyson
LandOfFree
Authentication methods for use in financial transactions and... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Authentication methods for use in financial transactions and..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Authentication methods for use in financial transactions and... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-4254690