Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2011-07-05
2011-07-05
Colbert, Ella (Department: 3694)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S037000, C235S380000, C382S137000, C209S534000
Reexamination Certificate
active
07974899
ABSTRACT:
A user may generate a digital image of a negotiable instrument such as a check. The digital image may be transmitted to an institution in a digital image file for deposit of the check. After the user selects to submit the digital image file, the digital image file may be sent from a user computing device to the institution. The user computing device may be decoupled from the transaction once the submission of the digital image file for deposit of the check is made. The transaction is thereafter managed by the institution. Incomplete transactions are avoided by moving the transaction processing to the server side at the institution after the user submits the digital image file. This may be referred to as an atomic deposit transaction.
REFERENCES:
patent: 3341820 (1967-09-01), Grillmeier, Jr.
patent: 3576972 (1971-05-01), Wood
patent: 3593913 (1971-07-01), Bremer
patent: 3620553 (1971-11-01), Donovan marion
patent: 3648242 (1972-03-01), Grosbard
patent: 3816943 (1974-06-01), Henry
patent: 4002356 (1977-01-01), Weidmann
patent: 4060711 (1977-11-01), Buros
patent: 4128202 (1978-12-01), Buros
patent: 4136471 (1979-01-01), Austin
patent: 4205780 (1980-06-01), Burns
patent: 4264808 (1981-04-01), Owens
patent: 4305216 (1981-12-01), Skelton
patent: 4321672 (1982-03-01), Braun
patent: 4523330 (1985-06-01), Cain
patent: 4636099 (1987-01-01), Goldstone
patent: 4640413 (1987-02-01), Kaplan
patent: 4644144 (1987-02-01), Chandek
patent: 4722444 (1988-02-01), Murphy
patent: 4727435 (1988-02-01), Otani et al.
patent: 4774663 (1988-09-01), Musmanno
patent: 4790475 (1988-12-01), Griffin
patent: 4806780 (1989-02-01), Yamamoto
patent: 4837693 (1989-06-01), Schotz
patent: 4890228 (1989-12-01), Longfield
patent: 4927071 (1990-05-01), Wood
patent: 4934587 (1990-06-01), Mcnabb
patent: 4960981 (1990-10-01), Benton
patent: 4975735 (1990-12-01), Bright
patent: 5022683 (1991-06-01), Barbour
patent: 5053607 (1991-10-01), Carlson
patent: 5157620 (1992-10-01), Shaar
patent: 5159548 (1992-10-01), Caslavka
patent: 5191525 (1993-03-01), LeBrun et al.
patent: 5220501 (1993-06-01), Lawlor
patent: 5237159 (1993-08-01), Stephens
patent: 5265008 (1993-11-01), Benton
patent: 5321816 (1994-06-01), Rogan et al.
patent: 5350906 (1994-09-01), Brody
patent: 5373550 (1994-12-01), Campbell
patent: 5419588 (1995-05-01), Wood
patent: 5422467 (1995-06-01), Graef
patent: 5504538 (1996-04-01), Tsujihara
patent: 5583759 (1996-12-01), Geer
patent: 5590196 (1996-12-01), Moreau
patent: 5594225 (1997-01-01), Botvin
patent: 5598969 (1997-02-01), Ong
patent: 5602936 (1997-02-01), Green
patent: 5610726 (1997-03-01), Nonoshita et al.
patent: 5611028 (1997-03-01), Shibasaki
patent: 5630073 (1997-05-01), Nolan
patent: 5668897 (1997-09-01), Stolfo
patent: 5673320 (1997-09-01), Ray
patent: 5677955 (1997-10-01), Doggett
patent: 5679938 (1997-10-01), Templeton
patent: 5680611 (1997-10-01), Rail
patent: 5691524 (1997-11-01), Josephson
patent: 5737440 (1998-04-01), Kunkler
patent: 5751842 (1998-05-01), Riach
patent: 5830609 (1998-11-01), Warner
patent: 5832463 (1998-11-01), Funk
patent: 5863075 (1999-01-01), Rich
patent: 5870456 (1999-02-01), Rogers
patent: 5870724 (1999-02-01), Lawlor
patent: 5878337 (1999-03-01), Joao
patent: 5897625 (1999-04-01), Gustin
patent: 5903878 (1999-05-01), Talati
patent: 5903881 (1999-05-01), Schrader
patent: 5910988 (1999-06-01), Ballard
patent: 5917931 (1999-06-01), Kunkler
patent: 5924737 (1999-07-01), Schrupp
patent: 5926548 (1999-07-01), Okamoto
patent: 5930778 (1999-07-01), Geer
patent: 5937396 (1999-08-01), Konya
patent: 5940844 (1999-08-01), Cahill
patent: 5982918 (1999-11-01), Mennie
patent: 5987439 (1999-11-01), Gustin
patent: 6012048 (2000-01-01), Gustin
patent: 6021202 (2000-02-01), Anderson
patent: 6029887 (2000-02-01), Furuhashi
patent: 6030000 (2000-02-01), Diamond
patent: 6032137 (2000-02-01), Ballard
patent: 6038553 (2000-03-01), Hyde
patent: 6073119 (2000-06-01), Bornemisza-wahr
patent: 6085168 (2000-07-01), Mori
patent: 6097834 (2000-08-01), Krouse
patent: 6097885 (2000-08-01), Rayner
patent: 6105865 (2000-08-01), Hardesty
patent: 6145738 (2000-11-01), Stinson
patent: 6151426 (2000-11-01), Lee
patent: 6159585 (2000-12-01), Rittenhouse
patent: 6170744 (2001-01-01), Lee
patent: 6188506 (2001-02-01), Kaiserman
patent: 6189785 (2001-02-01), Lowery
patent: 6199055 (2001-03-01), Kara
patent: 6243689 (2001-06-01), Norton
patent: 6278983 (2001-08-01), Ball
patent: 6282826 (2001-09-01), Richards
patent: 6304860 (2001-10-01), Martin, Jr.
patent: 6314452 (2001-11-01), Dekel et al.
patent: 6317727 (2001-11-01), May
patent: 6339658 (2002-01-01), Moccagatta
patent: 6363164 (2002-03-01), Jones et al.
patent: 6390362 (2002-05-01), Martin
patent: 6397196 (2002-05-01), Kravetz
patent: 6413305 (2002-07-01), Mehta
patent: 6417869 (2002-07-01), Do
patent: 6425017 (2002-07-01), Dievendorff
patent: 6429952 (2002-08-01), Olbricht
patent: 6449397 (2002-09-01), Che-chu
patent: 6450403 (2002-09-01), Martens
patent: 6464134 (2002-10-01), Page
patent: 6470325 (2002-10-01), Leemhuis
patent: 6505178 (2003-01-01), Flenley
patent: 6574609 (2003-06-01), Downs
patent: 6578760 (2003-06-01), Otto
patent: 6587837 (2003-07-01), Spagna
patent: 6609200 (2003-08-01), Anderson
patent: 6643416 (2003-11-01), Daniels
patent: 6661910 (2003-12-01), Jones et al.
patent: 6672452 (2004-01-01), Alves
patent: 6682452 (2004-01-01), Quintus
patent: 6695204 (2004-02-01), Stinson
patent: 6726097 (2004-04-01), Graef
patent: 6728397 (2004-04-01), Mcneal
patent: 6742128 (2004-05-01), Joiner
patent: 6755340 (2004-06-01), Voss
patent: 6781962 (2004-08-01), Williams
patent: 6786398 (2004-09-01), Stinson
patent: 6789054 (2004-09-01), Makhlouf
patent: 6829704 (2004-12-01), Zhang
patent: 6844885 (2005-01-01), Anderson
patent: 6856965 (2005-02-01), Stinson
patent: 6883140 (2005-04-01), Acker
patent: 6902105 (2005-06-01), Koakutsu
patent: 6913188 (2005-07-01), Wong
patent: 6931591 (2005-08-01), Brown
patent: 6934719 (2005-08-01), Nally
patent: 6957770 (2005-10-01), Robinson
patent: 6961689 (2005-11-01), Greenberg
patent: 6970843 (2005-11-01), Forte
patent: 6993507 (2006-01-01), Meyer
patent: 6996263 (2006-02-01), Jones et al.
patent: 6999943 (2006-02-01), Johnson
patent: 7004382 (2006-02-01), Sandru
patent: 7010507 (2006-03-01), Anderson
patent: 7016704 (2006-03-01), Pallakoff
patent: 7039048 (2006-05-01), Monta
patent: 7062456 (2006-06-01), Riehl
patent: 7062768 (2006-06-01), Kubo
patent: 7113925 (2006-09-01), Waserstein et al.
patent: 7114649 (2006-10-01), Nelson
patent: 7139594 (2006-11-01), Nagatomo
patent: 7140539 (2006-11-01), Crews
patent: 7163347 (2007-01-01), Lugg
patent: 7181430 (2007-02-01), Buchanan
patent: 7197173 (2007-03-01), Jones et al.
patent: 7200255 (2007-04-01), Jones
patent: 7216106 (2007-05-01), Buchanan et al.
patent: 7249076 (2007-07-01), Pendleton
patent: 7252224 (2007-08-01), Verma
patent: 7290034 (2007-10-01), Budd
patent: 7299970 (2007-11-01), Ching
patent: 7299979 (2007-11-01), Phillips
patent: 7313543 (2007-12-01), Crane
patent: 7321874 (2008-01-01), Dilip
patent: 7321875 (2008-01-01), Dilip
patent: 7325725 (2008-02-01), Foss, Jr.
patent: 7343320 (2008-03-01), Treyz
patent: 7349566 (2008-03-01), Jones et al.
patent: 7377425 (2008-05-01), Ma
patent: 7379978 (2008-05-01), Anderson
patent: 7385631 (2008-06-01), Maeno
patent: 7386511 (2008-06-01), Buchanan
patent: 7391897 (2008-06-01), Jones
patent: 7391934 (2008-06-01), Goodall et al.
patent: 7392935 (2008-07-01), Byrne
patent: 7401048 (2008-07-01), Rosedale
patent: 7403917 (2008-07-01), Larsen
patent: 7421107 (2008-09-01), Lugg
patent: 7437327 (2008-10-01), Lam
patent: 7440924 (2008-10-01), Buchanan
patent: 7447347 (2008-11-01), Weber
patent: 7455220 (2008-11-01), Phillips
patent: 7460108 (2008-12-01), Tamura
patent: 7461779 (2008-12-01), Ramachandran
patent: 7461780 (2008-12-01), Potts
patent: 7471818 (2008-12-01), Price
patent: 7475040 (2009-01-01), Buchanan et al.
patent: 7477923 (2009-01-01), Wallmark
patent: 7480382 (2009-01-01), Dunbar
patent: 7489953 (2009-02-01), Griffin
patent: 7490242 (2009-02-01), Torres
patent: 7497429 (2009-03-01), Reynders
patent: 7503486 (2009-03-01), A
Pollack Jeffrey N.
Prasad Bharat
Chadbourne & Parke LLP
Colbert Ella
Hanchuk Walter G.
Ojiaku Chika
United Services Automobile Association (USAA)
LandOfFree
Atomic deposit transaction does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Atomic deposit transaction, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Atomic deposit transaction will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-2650468