Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2011-08-09
2011-08-09
St. Cyr, Daniel (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C235S380000
Reexamination Certificate
active
07992777
ABSTRACT:
An ATM transaction request is authorized based on the determined location of an authorized user relative to the ATM. Identification of an authorized ATM user is linked to a remotely locatable item (e.g., a cell phone) of the authorized user. An ATM receiving the identification causes the location of the cell phone to be determined. A comparison is then made of the cell phone location and the ATM location. If the locations correspond, then the current ATM user is recognized as the authorized user and ATM transactions are permitted. If the locations do not correspond, then the current ATM user is denied ATM transactions. The security arrangement can prevent an unauthorized ATM user from using a fraudulent ATM card to access a financial account.
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Blackson Dale H.
Block James
Enright Jeffery M.
Graef H. Thomas
Ramachandran Natarajan
Cyr Daniel St.
Diebold Self-Service Systems division of Diebold Incorporated
Jocke Ralph E.
Walker & Jocke
Wasil Daniel D.
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