Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2007-05-09
2008-12-09
Stcyr, Daniel (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C235S375000, C705S035000
Reexamination Certificate
active
07461775
ABSTRACT:
The present invention is directed to methods and apparatus for processing check data, such as data stored using magnetic indicia. In one embodiment, a check transaction processing system receives an indication that a first check transaction from a first payor failed to clear because at least a portion of first MICR or other account data associated with the first check transaction is incorrect. The check transaction processing system reads a personal identifier associated with the first payor, wherein the personal identifier was provided in association with the first check transaction. MICR data or other account data associated with a previously processed check transaction associated with the personal identifier is located. At least a portion of the located MICR or other account data is compared with at least the portion of first MICR or other account data associated with the first check transaction, and based at least in part on the comparison, the check transaction processing system determines if the portion of the located data is at least a potentially correct version of the portion of first MICR or other account data.
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Disclosure Statement Under 37 C.F.R. §1.56 for U.S. Appl. No. 11/746,529.
Office Action dated Feb. 25, 2008 for U.S. Appl. No. 10/057,001.
Office Action dated Mar. 21, 2008 for U.S. Appl. No. 11/746,524.
Mok Waisum
Swift Amy
First Data Corporation
Stcyr Daniel
Sutherland & Asbill & Brennan LLP
Taylor April A.
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