Apparatus and method for an electronic telephone wallet

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Electronic shopping

Reexamination Certificate

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C705S021000, C705S027100

Reexamination Certificate

active

07996268

ABSTRACT:
An apparatus and method for providing an electronic wallet device, including a memory device for storing payment identifier information associated with an account holder, a processing device for processing a payment command, wherein the processing device retrieves the payment identifier information from the memory device, and a transmitter for transmitting the payment identifier information to a merchant computer, wherein the merchant computer is associated with a merchant, and further wherein the payment identifier information is utilized in a transaction with the merchant.

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Hafner, Katie. Will that be cash or cell phone?; Wireless payment systems might mean dealing into your own wallet. The New York Times, Mar. 2, 2000.

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