Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction
Reexamination Certificate
2006-05-11
2010-06-29
Worjloh, Jalatee (Department: 3685)
Data processing: financial, business practice, management, or co
Business processing using cryptography
Secure transaction
C705S064000, C705S067000, C705S040000, C705S044000, C705S078000, C713S150000
Reexamination Certificate
active
07747536
ABSTRACT:
The invention provides improved security for stored-value instruments. For example, a point-of-sale device may receive a request to process a transaction (such as an activation, redemption, funds recharge, etc.) with a presentation instrument. The point-of-sale device may receive a first identifier associated with the instrument. Merely by way of example, the first identifier may be encoded on a magnetic stripe disposed on the instrument, and receiving the first identifier may comprise swiping the magnetic stripe through a reader in communication with the point-of-sale device. The point-of-sale device may also receive a second identifier associated with the instrument. In some embodiments, the first and second identifiers may be correlated, e.g., to determine whether they are consistent. Merely by way of example, the second identifier may be derived from the first identifier in a specified manner, and the correlation of the first and second identifiers may comprise determining that the second identifier comprises the properly derived information. If the first and second identifiers are successfully correlated, the transaction may be performed.
REFERENCES:
patent: 6857566 (2005-02-01), Wankmueller
patent: 2005/0060233 (2005-03-01), Bonalle et al.
patent: 2005/0080677 (2005-04-01), Foss, Jr.
patent: 2006/0249569 (2006-11-01), Jain
patent: 2007/0118478 (2007-05-01), Graves et al.
“Octopus card”, www.answers.com.
Harte Kevin
Jennings, Jr. Kenneth E.
McGee Christopher
Newbrough Keith
First Data Corporation
Townsend and Townsend / and Crew LLP
Worjloh Jalatee
LandOfFree
Anti-fraud presentation instruments, systems and methods does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Anti-fraud presentation instruments, systems and methods, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Anti-fraud presentation instruments, systems and methods will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-4218632