Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2000-06-29
2008-03-11
Rudy, Andrew Joseph (Department: 3627)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
Reexamination Certificate
active
07343332
ABSTRACT:
A financial processing system that accesses account, event and organization attributes from a relational database management database, wherein: (1) the account attributes comprise data about accounts being measured, (2) the event attributes comprise data about account-related transactions, and (3) the organization attributes comprise data about the organization's financial status. Profitability calculations are performed using the account, event and organization attributes accessed from the relational database management system, as well as one or more profit factors and one or more rules. The profitability calculations include the following:Profit=Net Interest Revenue (NIR)+Other Revenue (OR)−Direct Expense (DE)−Indirect Expense (IE)−Risk Provision (RP)In this calculation, the Net Income Revenue (NIR) comprises:NIR=Interest Revenue−Cost of Funds+Value of Funds−Interest Expense.
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Hood George Robert
Phibbs, Jr. Paul H.
Gates & Cooper LLP
NCR Corp.
Rudy Andrew Joseph
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