Registers – Systems controlled by data bearing records – Credit or identification card systems
Reexamination Certificate
2009-05-26
2011-12-27
Le, Thien M (Department: 2887)
Registers
Systems controlled by data bearing records
Credit or identification card systems
C235S382000
Reexamination Certificate
active
08083137
ABSTRACT:
A credit facility for controlling financial transactions is arranged with the ability of users to establish self-imposed limits on a category by category basis. The processing system provides messages and other information to the user, both on-demand and at the point of sale, based upon the category of the transaction and the limit set for that category. In one embodiment, both the user and, if desired, third parties, can obtain or be notified, of account balances on a category by category basis. Also, the main user can assign category limits, or prohibitions, on sub-users of the same account. In one embodiment, information pertaining to a specific transaction is communicated to a third party.
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Le Thien M
Niaco Data Mgmt. II, LLC
Snell & Wilmer L.L.P.
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