Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2006-03-27
2010-12-28
Apple, Kirsten S (Department: 3694)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S035000, C705S03600T, C705S037000, C705S039000, C705S040000, C705S041000, C705S042000, C705S053000, C705S044000, C705S045000, C235S379000, C235S378000
Reexamination Certificate
active
07860783
ABSTRACT:
A method of generating a model for performing account-level fraud detection is disclosed, and includes obtaining a plurality of candidate rules for referrals of financial transactions, calculating a savings density for each of the plurality of rules, selecting a rule from the plurality of rules having the maximum savings density, iteratively rebalancing savings densities for the remaining rules of the plurality of rules and selecting a next rule until a volume constraint is satisfied, and applying the selected rules to one or more financial transactions.
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Milana Joseph P.
Yang Linyu
Apple Kirsten S
Fair Isaac Corporation
Fish & Richardson P.C.
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