Registers – Systems controlled by data bearing records – Banking systems
Patent
1992-02-24
1993-05-25
McGraw, Vincent P.
Registers
Systems controlled by data bearing records
Banking systems
235380, 902 10, G06F 1530, G07F 708
Patent
active
052142698
ABSTRACT:
The content of a banking transaction inputted through a terminal of specifying the transaction is executed if the transaction has sufficient related financial evidence (for example balance). In turn, in the case that there is no financial evidence or insufficient financial evidence, (for example, where the cash is selected as a transaction financial source and the cash is not deposited yet or a balance of the deposit selected as a financial source is lacking) an execution of the transaction is temporarily halted and the content of the halted transaction is stored in a file of halted transactions. Data relating to a transaction financial source is stored in a file of halted transactions; the information is checked when the balance of the account is renewed by a deposit or transfer, that is when it changes, and with respect to such checking execution of the halted transaction is judged as to whether it can now be carried out. Thereby, when the financial resources relating to a halted execution are changed and judged to now be sufficient, the halted transaction is automatically executed. In view of this fact, it is then possible to specify the transaction without having any financial evidence.
REFERENCES:
patent: Re30773 (1981-10-01), Glaser et al.
patent: 4593183 (1986-06-01), Fukatsu
patent: 4636947 (1987-01-01), Ward
M. D. Grigoriadis. The Design of Hiesarchical Banking Networks. 1977.
Hiroya Masaaki
Kawaoka Akihiro
Nomura Kunihiro
Yamashita Khotaro
Hitachi , Ltd.
McGraw Vincent P.
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