Remote unmanned banking center

Details Remote unmanned banking center Remote unmanned banking center

1995-09-21

1997-02-04

Hajec, Donald T.

Registers

Systems controlled by data bearing records

Banking systems

902 35, 902 30, G06F 1760

Patent

active

056001142

ABSTRACT:
A unmanned banking center for location within a building. The banking center is remote from a central banking facility, but is electronically coupled thereto to convey data therebetween. The unmanned center is arranged to have patrons come to it to conduct various transactions typically done at a conventional bank branch and includes a master computer, flooring, plural pivotable seats, and first, second, and third transaction stations. The first station is a kiosk-like enclosure containing a automated teller machine. The second station comprises plural baffled wall sections, each mounting a respective telephone. The third station houses a video monitor and an interactive video terminal. The telephones are connected to master computer, which in turn is connected by modem to the main computer system of the financial institution operating the remote banking center. Respective swingable stools are permanently mounted immediately adjacent respective ones of the baffled wall sections and the interactive video terminal, to enable the patrons to use the telephones and/or the terminal to acquire financial information therefrom. The flooring is of a distinctive appearance to establish a directional line toward the first station and generally along the second and third stations so that patrons may queue up along that line for access to the automated teller machine, to the telephones, or to the interactive video terminal. The video monitor of the third station continuously displays an informational video which is viewable by the patrons in the queue.

REFERENCES:
patent: D269822 (1983-07-01), Barthel
patent: D273422 (1984-04-01), Elliott
patent: 3836980 (1974-09-01), Gross, Jr. et al.
patent: 3876864 (1975-04-01), Clark et al.
patent: 4109238 (1978-08-01), Creekmore
patent: 4580040 (1986-04-01), Granzow et al.
patent: 5202549 (1993-04-01), Decker et al.

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