Apparatus for carrying out financial transactions via a facsimil

Boots – shoes – and leggings

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Details

34082529, 34082533, G06F 1521, G06F 1300

Patent

active

049263250

ABSTRACT:
Financial transactions between buyers and sellers are carried out using at least one facsimile machine improved in accordance with the invention both to transfer electronic funds data among the buyer, seller and an authorizing institution and to print transaction records. Each buyer and seller is provided with an identification module, which may be in the form of a card of a mechanical key containing an integrated circuit "chip" that is inserted into a receptacle provided in the facsimile machine. Each module stores data corresponding to an account number, transaction summaries, an account balance, signature and other information. The machine in turn contains circuitry to communicate bidirectionally with the identification module and, via telephone lines, with modules provided at other facsimile machines. In a "local" mode of operation, buyer and seller modules are placed into communication with each other at a single facsimile machine which authorizes and carries out a requested transaction between the modules, and prints out a transaction record. In a "remote" mode of operation, modules at remote facsimile machines communicate with each other via telephone lines, with a transaction record being printed at each end. In an "upload" mode, transaction data accumulated at each machine is transmitted to the authorizing institution.

REFERENCES:
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patent: 4454414 (1986-11-01), Benton
patent: 4594663 (1986-06-01), Nagata et al.
patent: 4625276 (1984-06-01), Benton
patent: 4661857 (1987-04-01), Kondo
patent: 4699532 (1987-10-01), Smith

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