Method and system for payer-centric payment using mobile...

Details Method and system for payer-centric payment using mobile... Method and system for payer-centric payment using mobile...

2009-01-07

2011-12-06

Maguire, Lindsay M (Department: 3693)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

Reexamination Certificate

active

08073771

ABSTRACT:
Provided are a method and system for payer-centric payment using a mobile terminal through which payment is made while information about a payer is not released to a participating store. Specifically, a terminal of the participating store transmits payment information including a payment amount and participating store identification information to an auxiliary terminal, the auxiliary terminal transmits the payment information to the mobile terminal of the payer, the mobile terminal of the payer transmits the payment information and information about a payment means to pay the payment amount to a payment processing system, and finally, the payment processing system pays the payment amount by using the payment means and then transmits information about a result of payment processing to the mobile terminal of the payer and the terminal of the participating store.

REFERENCES:
patent: 2002/0077974 (2002-06-01), Ortiz
patent: 2007/0124211 (2007-05-01), Smith
patent: 2007/0156436 (2007-07-01), Fisher et al.
patent: 2008/0275771 (2008-11-01), Levine
patent: 2009/0144161 (2009-06-01), Fisher
patent: 2004-85552 (2004-10-01), None
patent: 2005-048992 (2005-05-01), None
patent: 2006-86793 (2006-01-01), None
patent: 2007-104873 (2007-10-01), None

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