Registers – Systems controlled by data bearing records – Mechanized store
Reexamination Certificate
2009-07-17
2011-12-27
Labaze, Edwyn (Department: 2887)
Registers
Systems controlled by data bearing records
Mechanized store
C235S380000, C235S492000
Reexamination Certificate
active
08083141
ABSTRACT:
Systems and methods for performing a transaction with a headless point-of-sale or automated teller machine (ATM) device are disclosed. A card having a display and radio frequency (RF) communications module may be authenticated with a headless point-of-sale device using a short-range RF communications link. Transaction information may be provided to the display of the card from the headless point-of-sale device. A customer may confirm the transaction at the card using a touch-sensitive input area. The headless point-of-sale device may then provide the transaction information to a transaction processor for processing and verification. Where the headless device is a headless ATM, the card may be authenticated to the ATM and transaction information may be entered and displayed on the card. A cardholder may authenticate with the ATM by entering, e.g., a PIN number and funds may be dispensed to the cardholder upon verification of the PIN.
REFERENCES:
patent: 5992570 (1999-11-01), Walter et al.
patent: 6405182 (2002-06-01), Cuervo
patent: 2008/0120233 (2008-05-01), Foss et al.
patent: 2009/0108015 (2009-04-01), Kreamer
Smith, Ken: “Mobile phone withdraws cash from Danish ATM”, www.eyefortravel.com, Apr. 30, 2002, 4 pages.
Brooks Cameron & Huebsch PLLC
Labaze Edwyn
United Services Automobile Association (USAA)
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