Double conversion cheque-clearing process and system

Registers – Systems controlled by data bearing records – Banking systems

Reexamination Certificate

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C235S381000

Reexamination Certificate

active

08028898

ABSTRACT:
A cheque clearing process includes the steps of: receiving, in a computer system, first payment information based on digital ink generated by an optically imaging pen, the digital ink identifying a unique cheque identity and representing handwritten information entered on the cheque by the pen; receiving, in the computer system, second payment information based on independently reading visible information on the cheque; and comparing the first payment information with the second payment information.

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Dymetman, M., and Copperman, M., “Intelligent Paper in Electronic Publishing, Artist Imaging, and Digital Typography, Proceedings of EP '98”, Mar./Apr. 1998, Springer Verlag LNCS 1375, pp. 392-406.

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