Money transfers for tax refunds

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

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C705S030000, C705S031000

Reexamination Certificate

active

07657483

ABSTRACT:
Tax refunds are provided via a money transfer service. Merely by way of example, a taxpayer (or a tax preparer) might provide to the IRS an account number at a bank, as a target for a direct deposit refund related to a tax return. In an aspect, the account number might have a specific format that informs the bank that the refund is to be processed by the money transfer service, and in another aspect, the account number might include data that identifies the taxpayer to the money transfer service.

REFERENCES:
patent: 7072862 (2006-07-01), Wilson
patent: 7177829 (2007-02-01), Wilson et al.
patent: 2003/0097331 (2003-05-01), Cohen
patent: 2003/0167225 (2003-09-01), Adams
patent: 2005/0119955 (2005-06-01), Dang et al.
patent: 2007/0233596 (2007-10-01), Ambrose
patent: 2008/0040779 (2008-02-01), Budzichowski
Products that e-preparers can take to the bank.(Brief Article) Russell, Roger Accounting Today , 15 , 10 , 10 Jun. 4, 2001.
Banking the Poor Barr, Michael S Yale Journal on Regulation v21n1 pp. 121-337 Winter 2004.
Low-income S.C. residents drawn to fast-refund loans Matthew Mogul KRTBN Knight-Ridder Tribune Business News—The Post and Courier, CHA April 12, 2005.
HDFC Bank, Visa launch money transfer service Business Line Mar. 31, 2005.
Bair, Sheila C., University Of Massachusetts Amherst Profile, http://www.isenberg.umass.edu/finopmgt/faculty/profiles/Sheila—Bair, 2 pages, printed Apr. 10, 2008.
Bair, Sheila C., “Improving Access To The U.S. Banking System Among Recent Latin American Immigrants,” University of Massachusetts—Amherst, 40 pages, Feb. 2003.

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