Registers – Systems controlled by data bearing records – Credit or identification card systems
Reexamination Certificate
2007-09-27
2010-11-09
Rudy, Andrew Joseph (Department: 3687)
Registers
Systems controlled by data bearing records
Credit or identification card systems
C235S383000, C705S014270, C705S014330
Reexamination Certificate
active
07828206
ABSTRACT:
Systems and methods are provided for facilitating an acquisition from a merchant, whereby payment for the acquisition is made at least partially through automated redemption of loyalty points from a loyalty account. In particular, information is received at a loyalty point exchange system from the merchant. The information may include loyalty data indicating that the acquisition was paid for using a transaction card account that is to be reimbursed using loyalty points from the loyalty account. The loyalty account is debited by an amount equal to a currency value of the acquisition and the transaction card account is credited the amount charged for the acquisition. Loyalty points may, alternatively, be used to directly pay for purchases without the steps of charging and crediting a transaction card.
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Hessburg Matthew Benedict
Rappleyea Andrew W.
Rodriguez Sunen
Sanoff Julie
Silverstein Andrea N.
American Express Travel Related Services Company Inc.
Rudy Andrew Joseph
Snell & Wilmer L.L.P.
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