Masking private billing data by assigning other billing data...

Details Masking private billing data by assigning other billing data... Masking private billing data by assigning other billing data...

2006-11-01

2010-02-16

Patel, Jagdish N (Department: 3693)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S044000, C705S038000

Reexamination Certificate

active

07664701

ABSTRACT:
A method and apparatus for shielding a user's private billing data, such as credit card information, or other billing arrangements, but distributing different billing data to businesses during commerce therewith. Also disclosed is assigning the different billing data through real-time and advance distribution of the different billing data to a user, as well. Also disclosed is validating the correctness of a charge through confirmation of the charge with a financial institution, such as a bank, and by comparing itemized charges against expected charges identified by the user.

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PR Newswire article Citibank and First City BankCorporation of Texas in Merchant Credit Card Processing Agreement, Jul. 19, 1990.

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