Systems and methods for encrypted bar code generation

Registers – Systems controlled by data bearing records – Credit or identification card systems

Reexamination Certificate

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C235S379000, C235S381000, C235S487000

Reexamination Certificate

active

07658324

ABSTRACT:
Disclosed herein are systems and methods that provide a temporary payment instrument having a barcode with an encrypted account number and expiration date assigned to a consumer. For example, such systems and methods screen a consumer to determine whether he or she meets credit eligibility requirements established by a merchant card provider. If the candidate meets the credit eligibility, such systems and methods may assign a payment card account number and expiration date to the consumer, encrypt the payment card account number and expiration date, and generate a barcode that includes the payment card and account number embedded therein.

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PCT Search Report and Written Opinion, dated Jun. 29, 2009, for PCT/US2009/032552 filed Jan. 30, 2009.

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