Registers – Systems controlled by data bearing records – Credit or identification card systems
Reexamination Certificate
2008-02-01
2010-02-09
Le, Thien M. (Department: 2887)
Registers
Systems controlled by data bearing records
Credit or identification card systems
C235S379000, C235S381000, C235S487000
Reexamination Certificate
active
07658324
ABSTRACT:
Disclosed herein are systems and methods that provide a temporary payment instrument having a barcode with an encrypted account number and expiration date assigned to a consumer. For example, such systems and methods screen a consumer to determine whether he or she meets credit eligibility requirements established by a merchant card provider. If the candidate meets the credit eligibility, such systems and methods may assign a payment card account number and expiration date to the consumer, encrypt the payment card account number and expiration date, and generate a barcode that includes the payment card and account number embedded therein.
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Barclays Bank Delaware
Le Thien M.
Taylor April A
Woodcock & Washburn LLP
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