Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2009-09-14
2010-12-28
Lee, Michael G (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C705S043000, C902S008000, C902S014000
Reexamination Certificate
active
07857208
ABSTRACT:
An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. The read card data can also be associated with a server address, where a record is located. The machine operates prior to a transaction to determine whether the record can be fully downloaded from the server address. Based on a successful determination, the machine can then fully download the record from the address during a transaction that needs the record. The pre-check arrangement reduces transaction time outs that may occur as a result of futile attempts by the machine to access an unavailable record during a transaction.
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Cichon Bob A.
Drummond Jay Paul
Smith Mark D.
Weis David W.
Diebold Incorporated
Haupt Kristy A
Jocke Ralph E.
Lee Michael G
Walker & Jocke
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