System and method for verifying loan data at delivery

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

C705S035000

Reexamination Certificate

active

07747519

ABSTRACT:
A system for verifying loan data for a loan being delivered by a seller to a purchaser includes underwriting logic that generates a set of underwriting data for a loan and delivery logic that receives a set of delivery data for the loan from the seller and processes the delivery data. The delivery logic includes comparison logic that compares the underwriting data for the loan and the delivery data for the loan to determine any differences. If there are differences between the underwriting data and the delivery data for the loan, yield adjustments and fees may be determined for the loan based on the differences.

REFERENCES:
patent: 3316395 (1967-04-01), Lavin
patent: 4876648 (1989-10-01), Lloyd
patent: 5239462 (1993-08-01), Jones et al.
patent: 5262941 (1993-11-01), Saladin et al.
patent: 5274547 (1993-12-01), Zoffel et al.
patent: 5323315 (1994-06-01), Highbloom
patent: 5361201 (1994-11-01), Jost et al.
patent: 5414621 (1995-05-01), Hough
patent: 5537315 (1996-07-01), Mitcham
patent: 5563783 (1996-10-01), Stolfo et al.
patent: 5611052 (1997-03-01), Dykstra et al.
patent: 5615268 (1997-03-01), Bisbee et al.
patent: 5689649 (1997-11-01), Altman et al.
patent: 5696907 (1997-12-01), Tom
patent: 5699527 (1997-12-01), Davidson
patent: 5732400 (1998-03-01), Mandler et al.
patent: 5765144 (1998-06-01), Larche et al.
patent: 5797133 (1998-08-01), Jones et al.
patent: 5870721 (1999-02-01), Norris
patent: 5878403 (1999-03-01), DeFrancesco et al.
patent: 5878404 (1999-03-01), Stout, Jr. et al.
patent: 5930775 (1999-07-01), McCauley et al.
patent: 5930776 (1999-07-01), Dykstra et al.
patent: 5940811 (1999-08-01), Norris
patent: 5940812 (1999-08-01), Tengel et al.
patent: 5966699 (1999-10-01), Zandi
patent: 5966700 (1999-10-01), Gould et al.
patent: 5970464 (1999-10-01), Apte et al.
patent: 5974372 (1999-10-01), Barnes et al.
patent: 5983206 (1999-11-01), Oppenheimer
patent: 5995947 (1999-11-01), Fraser et al.
patent: 6014645 (2000-01-01), Cunningham
patent: 6021202 (2000-02-01), Anderson et al.
patent: 6029149 (2000-02-01), Dykstra et al.
patent: 6035288 (2000-03-01), Solomon
patent: 6044362 (2000-03-01), Neely
patent: 6070151 (2000-05-01), Frankel
patent: 6076070 (2000-06-01), Stack
patent: 6088686 (2000-07-01), Walker et al.
patent: 6105007 (2000-08-01), Norris
patent: 6112190 (2000-08-01), Fletcher et al.
patent: 6119103 (2000-09-01), Basch et al.
patent: 6125349 (2000-09-01), Maher
patent: 6144948 (2000-11-01), Walker et al.
patent: 6202053 (2001-03-01), Christiansen et al.
patent: 6226624 (2001-05-01), Watson et al.
patent: 6233566 (2001-05-01), Levine et al.
patent: 6289319 (2001-09-01), Lockwood
patent: 6311169 (2001-10-01), Duhon
patent: 6324526 (2001-11-01), D'Agostino
patent: 6367013 (2002-04-01), Bisbee et al.
patent: 6385594 (2002-05-01), Lebda et al.
patent: 6401070 (2002-06-01), McManus et al.
patent: 6405181 (2002-06-01), Lent et al.
patent: 6430539 (2002-08-01), Lazarus et al.
patent: 6438526 (2002-08-01), Dykes et al.
patent: 6505176 (2003-01-01), DeFrancesco, Jr. et al.
patent: 6513018 (2003-01-01), Culhane
patent: 6532450 (2003-03-01), Brown et al.
patent: 6584467 (2003-06-01), Haught et al.
patent: 6594635 (2003-07-01), Erlanger
patent: 6609109 (2003-08-01), Bradley et al.
patent: 6609112 (2003-08-01), Boarman et al.
patent: 6611816 (2003-08-01), Lebda et al.
patent: 6651884 (2003-11-01), Prendergast et al.
patent: 6671673 (2003-12-01), Baseman et al.
patent: 6778968 (2004-08-01), Gulati
patent: 6823319 (2004-11-01), Lynch et al.
patent: 6904412 (2005-06-01), Broadbent et al.
patent: 6985886 (2006-01-01), Broadbent et al.
patent: 6988082 (2006-01-01), Williams et al.
patent: 7085735 (2006-08-01), Hall et al.
patent: 7089503 (2006-08-01), Bloomquist et al.
patent: 7107241 (2006-09-01), Pinto
patent: 7146337 (2006-12-01), Ward et al.
patent: 7340424 (2008-03-01), Gang et al.
patent: 7461020 (2008-12-01), Kemper et al.
patent: 2001/0001148 (2001-05-01), Martin, Jr. et al.
patent: 2001/0029482 (2001-10-01), Tealdi et al.
patent: 2001/0032177 (2001-10-01), Starkman
patent: 2001/0032178 (2001-10-01), Adams et al.
patent: 2001/0037287 (2001-11-01), Broadbent et al.
patent: 2001/0044772 (2001-11-01), Allen et al.
patent: 2001/0047326 (2001-11-01), Broadbent et al.
patent: 2002/0029154 (2002-03-01), Majoor
patent: 2002/0029194 (2002-03-01), Lewis et al.
patent: 2002/0032635 (2002-03-01), Harris et al.
patent: 2002/0032721 (2002-03-01), Chang
patent: 2002/0035520 (2002-03-01), Weiss
patent: 2002/0038318 (2002-03-01), Cochran et al.
patent: 2002/0040339 (2002-04-01), Dhar et al.
patent: 2002/0052815 (2002-05-01), Johnson et al.
patent: 2002/0052835 (2002-05-01), Toscano
patent: 2002/0059131 (2002-05-01), Goodwin et al.
patent: 2002/0059137 (2002-05-01), Freeman et al.
patent: 2002/0077968 (2002-06-01), Kaniwa et al.
patent: 2002/0082984 (2002-06-01), Zappier
patent: 2002/0087364 (2002-07-01), Lerner et al.
patent: 2002/0087389 (2002-07-01), Sklarz et al.
patent: 2002/0091550 (2002-07-01), White et al.
patent: 2002/0091630 (2002-07-01), Inoue
patent: 2002/0099650 (2002-07-01), Cole
patent: 2002/0107818 (2002-08-01), McEwen et al.
patent: 2002/0111835 (2002-08-01), Hele et al.
patent: 2002/0111891 (2002-08-01), Hoffman et al.
patent: 2002/0111896 (2002-08-01), Ben-Levy et al.
patent: 2002/0111901 (2002-08-01), Whitney
patent: 2002/0138413 (2002-09-01), Creamer et al.
patent: 2002/0138414 (2002-09-01), Baker, IV
patent: 2002/0152155 (2002-10-01), Greenwood et al.
patent: 2002/0152165 (2002-10-01), Dutta et al.
patent: 2002/0152170 (2002-10-01), Dutta et al.
patent: 2002/0188535 (2002-12-01), Chao et al.
patent: 2002/0188556 (2002-12-01), Colica et al.
patent: 2003/0010185 (2003-01-01), O'Dwyer
patent: 2003/0018558 (2003-01-01), Heffner et al.
patent: 2003/0023610 (2003-01-01), Bove et al.
patent: 2003/0028478 (2003-02-01), Kinney et al.
patent: 2003/0033241 (2003-02-01), Harari
patent: 2003/0033242 (2003-02-01), Lynch et al.
patent: 2003/0036994 (2003-02-01), Witzig et al.
patent: 2003/0036995 (2003-02-01), Lazerson
patent: 2003/0036996 (2003-02-01), Lazerson
patent: 2003/0046223 (2003-03-01), Crawford et al.
patent: 2003/0065614 (2003-04-01), Sweeney
patent: 2003/0093366 (2003-05-01), Halper et al.
patent: 2003/0110249 (2003-06-01), Buus et al.
patent: 2003/0144949 (2003-07-01), Blanch
patent: 2003/0167191 (2003-09-01), Slabonik et al.
patent: 2003/0172025 (2003-09-01), Gallina
patent: 2003/0177032 (2003-09-01), Bonissone et al.
patent: 2003/0182159 (2003-09-01), Bonissone et al.
patent: 2003/0187696 (2003-10-01), Bonissone et al.
patent: 2003/0187697 (2003-10-01), Bonissone et al.
patent: 2003/0187698 (2003-10-01), Bonissone et al.
patent: 2003/0187699 (2003-10-01), Bonissone et al.
patent: 2003/0187700 (2003-10-01), Bonissone et al.
patent: 2003/0187701 (2003-10-01), Bonissone et al.
patent: 2003/0187702 (2003-10-01), Bonissone et al.
patent: 2003/0208385 (2003-11-01), Zander et al.
patent: 2003/0212654 (2003-11-01), Harper et al.
patent: 2003/0217034 (2003-11-01), Shutt
patent: 2003/0220879 (2003-11-01), Gaughan et al.
patent: 2003/0225662 (2003-12-01), Horan et al.
patent: 2003/0229553 (2003-12-01), Kongyingyong et al.
patent: 2003/0229581 (2003-12-01), Green et al.
patent: 2003/0233260 (2003-12-01), Snell et al.
patent: 2003/0233316 (2003-12-01), Hu et al.
patent: 2003/0236737 (2003-12-01), Kemp, II et al.
patent: 2004/0002915 (2004-01-01), McDonald et al.
patent: 2004/0019517 (2004-01-01), Sennott
patent: 2004/0030616 (2004-02-01), Florance et al.
patent: 2004/0030649 (2004-02-01), Nelson et al.
patent: 2004/0034592 (2004-02-01), Hu et al.
patent: 2004/0049439 (2004-03-01), Johnston et al.
patent: 2004/0049445 (2004-03-01), Kishore
patent: 2004/0059653 (2004-03-01), Verkuylen et al.
patent: 2004/0064402 (2004-04-01), Dreyer et al.
patent: 2004/0083164 (2004-04-01), Schwartz et al.
patent: 2004/0107161 (2004-06-01), Tanaka et al.
patent: 2004/0122717 (2004-06-01), Hancock
patent: 2004/0128170 (2004-07-01), MacKethan et al.
patent: 2004/0128229 (2004-07-01), Raines et al.
patent: 2004/0128230 (2004-07-01), Oppenheimer et al.
patent: 2004/0138996 (2004-07-01), Bettenburg et al.

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

System and method for verifying loan data at delivery does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with System and method for verifying loan data at delivery, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and System and method for verifying loan data at delivery will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-4163003

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.