Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2008-02-29
2010-02-02
St. Cyr, Daniel (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C235S380000, C705S035000
Reexamination Certificate
active
07654449
ABSTRACT:
A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent; establishing a code that corresponds to the transaction details stored on the data base; entering the code into an electronic transaction fulfillment device in communication with the data base to retrieve the transaction details from the data base; and determining a collect amount based on the transaction details. A system for performing a send money transfer transaction is also disclosed.
REFERENCES:
patent: 4032931 (1977-06-01), Haker
patent: 4454414 (1984-06-01), Benton
patent: 4523087 (1985-06-01), Benton
patent: 4641239 (1987-02-01), Takesako
patent: 5021967 (1991-06-01), Smith
patent: 5083272 (1992-01-01), Walker et al.
patent: 5220501 (1993-06-01), Lawlor et al.
patent: 5283829 (1994-02-01), Anderson
patent: 5326960 (1994-07-01), Tannenbaum
patent: 5350906 (1994-09-01), Brody et al.
patent: 5448043 (1995-09-01), Nakano et al.
patent: 5461217 (1995-10-01), Claus
patent: 5477037 (1995-12-01), Berger
patent: 5477038 (1995-12-01), Levine et al.
patent: 5524073 (1996-06-01), Stambler
patent: 5570465 (1996-10-01), Tsakanikas
patent: 5604802 (1997-02-01), Holloway
patent: 5650604 (1997-07-01), Marcous et al.
patent: 5691525 (1997-11-01), Aoki et al.
patent: 5717868 (1998-02-01), James
patent: 5721768 (1998-02-01), Stimson et al.
patent: 5732136 (1998-03-01), Murphree et al.
patent: 5745886 (1998-04-01), Rosen
patent: 5764888 (1998-06-01), Bolan et al.
patent: 5774879 (1998-06-01), Custy et al.
patent: 5779379 (1998-07-01), Mason et al.
patent: 5787403 (1998-07-01), Randle
patent: 5799087 (1998-08-01), Rosen
patent: 5826241 (1998-10-01), Stein et al.
patent: 5875435 (1999-02-01), Brown
patent: 5896298 (1999-04-01), Richter
patent: 5897620 (1999-04-01), Walker et al.
patent: 5897989 (1999-04-01), Beecham
patent: 5898154 (1999-04-01), Rosen
patent: 5899982 (1999-05-01), Randle
patent: 5902983 (1999-05-01), Crevelt et al.
patent: 5903881 (1999-05-01), Schrader et al.
patent: 5909673 (1999-06-01), Gregory
patent: 5913202 (1999-06-01), Motoyama
patent: 5920629 (1999-07-01), Rosen
patent: 5920848 (1999-07-01), Schutzer et al.
patent: 5936221 (1999-08-01), Corder et al.
patent: 5937396 (1999-08-01), Konya
patent: 5949044 (1999-09-01), Walker et al.
patent: 5952639 (1999-09-01), Ohki et al.
patent: 5953703 (1999-09-01), Takeuchi et al.
patent: 5953709 (1999-09-01), Gilbert
patent: 5953710 (1999-09-01), Fleming
patent: 5963647 (1999-10-01), Downing et al.
patent: RE36365 (1999-11-01), Levine et al.
patent: 5993047 (1999-11-01), Novogrod et al.
patent: 6003763 (1999-12-01), Gallagher et al.
patent: 6012048 (2000-01-01), Gustin et al.
patent: 6015087 (2000-01-01), Seifert et al.
patent: 6027216 (2000-02-01), Guyton et al.
patent: 6032137 (2000-02-01), Ballard
patent: 6035406 (2000-03-01), Moussa et al.
patent: 6039250 (2000-03-01), Ito et al.
patent: 6044360 (2000-03-01), Picciallo
patent: 6045039 (2000-04-01), Stinson et al.
patent: 6064990 (2000-05-01), Goldsmith
patent: 6070156 (2000-05-01), Hartsell, Jr.
patent: 6088684 (2000-07-01), Custy et al.
patent: 6098053 (2000-08-01), Slater
patent: 6119106 (2000-09-01), Mersky et al.
patent: 6119931 (2000-09-01), Novogrod
patent: 6122625 (2000-09-01), Rosen
patent: 6145738 (2000-11-01), Stinson et al.
patent: 6149056 (2000-11-01), Stinson et al.
patent: 6206283 (2001-03-01), Bansal et al.
patent: RE37122 (2001-04-01), Levine et al.
patent: 6223168 (2001-04-01), McGurl et al.
patent: 6250557 (2001-06-01), Forslund et al.
patent: 6275829 (2001-08-01), Angiulo et al.
patent: 6282523 (2001-08-01), Tedesco et al.
patent: 6286756 (2001-09-01), Stinson et al.
patent: 6292789 (2001-09-01), Schutzer
patent: 6314169 (2001-11-01), Schelberg, Jr. et al.
patent: 6324522 (2001-11-01), Peterson et al.
patent: 6332134 (2001-12-01), Foster
patent: 6351739 (2002-02-01), Egendorf
patent: 6367693 (2002-04-01), Novogrod
patent: 6394343 (2002-05-01), Berg et al.
patent: 6415271 (2002-07-01), Turk et al.
patent: 6473500 (2002-10-01), Risafi et al.
patent: 6488203 (2002-12-01), Stoutenburg et al.
patent: 6502747 (2003-01-01), Stoutenburg et al.
patent: 6547132 (2003-04-01), Templeton et al.
patent: 6554184 (2003-04-01), Amos
patent: RE38255 (2003-09-01), Levine et al.
patent: 6736314 (2004-05-01), Cooper et al.
patent: 6761309 (2004-07-01), Stoutenburg et al.
patent: 6814282 (2004-11-01), Seifert et al.
patent: 6908031 (2005-06-01), Seifert et al.
patent: 6994251 (2006-02-01), Hansen et al.
patent: 7070094 (2006-07-01), Stoutenburg et al.
patent: 7104440 (2006-09-01), Hansen et al.
patent: 7229011 (2007-06-01), Hansen, et al.
patent: 2001/0037281 (2001-11-01), French et al.
patent: 2001/0042785 (2001-11-01), Walker et al.
patent: 2002/0016763 (2002-02-01), March et al.
patent: 2002/0026373 (2002-02-01), Kamath et al.
patent: 2002/0062285 (2002-05-01), Amann et al.
patent: 2002/0087462 (2002-07-01), Seifert et al.
patent: 2003/0028491 (2003-02-01), Cooper
patent: 2003/0069856 (2003-04-01), Seifert et al.
patent: 2003/0074328 (2003-04-01), Schiff et al.
patent: 2003/0080185 (2003-05-01), Werther
patent: 2003/0126083 (2003-07-01), Seifert et al.
patent: 2003/0130940 (2003-07-01), Hansen
patent: 2003/0149662 (2003-08-01), Shore
patent: 2004/0088248 (2004-05-01), Cutler
patent: 2005/0017067 (2005-01-01), Seifert et al.
patent: 2005/0121513 (2005-06-01), Drummond et al.
patent: 2005/0167481 (2005-08-01), Hanson
patent: 2006/0131387 (2006-06-01), Hansen
patent: 2006/0143118 (2006-06-01), Seifert et al.
patent: 2006/0163341 (2006-07-01), Tulluri
patent: 2006/0191999 (2006-08-01), Stoutenburg et al.
patent: 2007/0267480 (2007-11-01), Hansen
patent: 2008/0035723 (2008-02-01), Hansen
patent: 0949596 (1999-10-01), None
patent: 1077436 (2001-02-01), None
patent: 2699358 (1993-12-01), None
patent: 2363664 (2001-11-01), None
patent: 9626508 (1996-08-01), None
patent: 9850875 (1998-11-01), None
patent: 9928872 (1999-06-01), None
patent: 0022559 (2000-04-01), None
patent: 0067177 (2000-11-01), None
patent: 0104816 (2001-01-01), None
patent: 0139093 (2001-05-01), None
patent: 03060635 (2003-07-01), None
Author Unknown “Online Payment Services” www.auctionbytes.com/cab/pages/payment, compiled Nov. 2002, 3 pages.
Author Unknown “PayPal News”, www.andrys.com/paypal.html, published prior to 2003, 3 pages.
Author Unknown “PayPal.com Case Study” http://fox.rollins.edu/-slackman/paypal.htm, 2001, 6 pages.
Bernstein, Philip A. et al., “Principles Of Transaction Processing For The Systems Professional,” Morgan Kaufmann Publishers, Inc., p. 24, 1997.
Boneh, Dan “Beaming Money by Email is Web's Next killer App”, PR Newswire, Nov. 16, 1999, pp. 1-4.
Business Editors And High-Tech Writers “billserv.com Launches bills.com, an Internet Portal for Consumers to Pay Bills Online at No Cost” Business Wire, Feb. 22, 2000, pp. 1-2, New York.
Business Wire, “New commercial services from Western union allow businesses to directly transfer money internationally; User companies can now send or receive money at their own offices through online connection through world's largest international money transfer network,” Oct. 16, 1995, p. 1.
Confinity, Inc. “PayPal for the Palm”, www.handheldnew.com/file.asp?ObjectID=5401, published prior to Oct. 2003, 2 pages.
Epper Hoffman, Karen “PayPal Still Running Free, but the e-payments company's carefree days may be numbered if regulators decide it's essentially a bank” Bank Technology News, published between 2001-2003, www.banktechnews.com/btn/articles/btnoct01-13.shtml, 3 pages.
Garfinkel, Simpson & Spafford, Gene, “Web Security Privacy & Comerce,” O'Reilly, 2nd Edition, Nov. 1, 2001, pp. 125, 129, 554-555, and 621-622.
Latour, Almar “PayPal Electronic Plan May be On the Money in Years to Come”, The Wall Street Journal Interactive Edition, Nov. 15, 1999, downloaded from www.paypal.co
Seifert Dean A.
Stoutenburg Earney E.
Brooks & Kushman P.C.
Cyr Daniel St.
The Western Union Company
LandOfFree
Method and system for performing money transfer transactions does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Method and system for performing money transfer transactions, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Method and system for performing money transfer transactions will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-4159785