Methods and apparatus for preventing fraud in payment...

Details Methods and apparatus for preventing fraud in payment... Methods and apparatus for preventing fraud in payment...

2007-12-07

2010-11-16

Borlinghaus, Jason M (Department: 3693)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S035000

Reexamination Certificate

active

07835988

ABSTRACT:
A method includes receiving an authorization request for a purchase transaction, and determining whether the authorization request arose from proximity-reading a proximity payment device. The method further includes mapping a first account number included in the authorization request into a second account number associated with the first account number if it is determined that the authorization request arose from proximity-reading a proximity payment device and if the first account number is qualified for mapping. In addition, the method includes transmitting the authorization request to an issuer financial institution with the second account number substituted for the first account number in the authorization request.

REFERENCES:
patent: 5790667 (1998-08-01), Omori et al.
patent: 6857566 (2005-02-01), Wankmueller
patent: 6990470 (2006-01-01), Hogan et al.
patent: 7024395 (2006-04-01), McCown et al.
patent: 7668871 (2010-02-01), Cai et al.
patent: 2002/0007320 (2002-01-01), Hogan et al.
patent: 2002/0120846 (2002-08-01), Stewart et al.
patent: 2003/0120592 (2003-06-01), Ng
patent: 2005/0033686 (2005-02-01), Peart et al.
patent: 2005/0033688 (2005-02-01), Peart et al.
patent: 2005/0077349 (2005-04-01), Bonalle et al.
patent: 2005/0080730 (2005-04-01), Sorrentino
patent: 2007/0055630 (2007-03-01), Gauthier et al.
patent: 2007/0170243 (2007-07-01), Desany et al.
patent: 2009/0008441 (2009-01-01), Montgomery et al.
“PCT International Search Report of the International Searching Authority”, mailed Sep. 9, 2008, for PCT/US08/65756, 2pgs.

Affiliated with

Also associated with

Rating

Methods and apparatus for preventing fraud in payment... does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Methods and apparatus for preventing fraud in payment..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Methods and apparatus for preventing fraud in payment... will most certainly appreciate the feedback.

Rate now

Comments { 0 }

Profile ID: LFUS-PAI-O-4158078