Method and apparatus for selecting the most cost-efficient...

Details Method and apparatus for selecting the most cost-efficient... Method and apparatus for selecting the most cost-efficient...

2005-03-17

2009-06-16

Paik, Steven S (Department: 2887)

Registers

Systems controlled by data bearing records

C235S380000

Reexamination Certificate

active

07546944

ABSTRACT:
A method and apparatus for selecting the most cost-efficient payment provider to pay for communication services. A calling electronic device communicates alternative payment provider data to a network via a communications link. The network examines costs charged by a plurality of alternative payment providers indicated by the alternative payment provider data. The network determines and contacts the most cost-efficient payment provider to determine if the contacted payment provider will accept responsibility for paying for at least a portion of the communication services.

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Song et al., “Function and Structure of Electronic Payment Processing System,” Society for E-Business Studies of Korea, vol. 4, No. 2, pp. 81-94 (Sep. 1999).

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