System and method for early detection and prevention of...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

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Details

C705S041000, C455S456100, C455S457000, C455S411000, C455S517000, C713S165000, C340S426190, C340S426210

Reexamination Certificate

active

07548886

ABSTRACT:
A system and method for early detection of identity theft are provided. An authorized user establishes an identity with an organization's computing system and registers a mobile device and a notification device with the organization's computing system. When a use of the identity is attempted, a record associated with the identity is retrieved and a request is sent to the registered mobile device for location information. The current location of the mobile device is compared to the location of the source of the request for authorization. If the current location of the mobile device is not within an area of the source of the authentication request, information about the attempted use is compared with the registered notification criteria. If the conditions of the attempted use fall within the notification criteria, a notification message is sent to the notification device.

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IBM Research Disclosure 449100, “Method for Detecting and Preventing Identity Theft”, Sep. 2001, pp. 1557-1558.

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