Personally customizable credit card accounts

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

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C705S038000

Reexamination Certificate

active

07552088

ABSTRACT:
Account holders may specify vendor-specific charge restrictions for charging transactions against their accounts, where each vendor-specific charge restriction includes a unique identifier for the corresponding vendor to which the charge restriction is applicable. When a charge authorization request is received for a charge against an account having vendor-specific charge restrictions set by the account holder, the vendor identifier is extracted from the charge authorization request and employed to determine whether any charge restrictions are applicable to the requesting vendor.

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patent: WO 99/49424 (1999-09-01), None
IBM Technical Disclosure Bulletin,Automatic Banking Machine Dispenses Machine-Readable Documents, May 1981, vol. 23, No. 12, p. 5305.

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