Registers – Systems controlled by data bearing records
Reexamination Certificate
2008-02-04
2009-06-09
Paik, Steven S (Department: 2887)
Registers
Systems controlled by data bearing records
C235S379000, C235S380000, C705S016000, C705S017000, C705S039000
Reexamination Certificate
active
07543736
ABSTRACT:
The present invention includes a merchant system that recognizes virtually any payment device or technology that uses electronic check processing as a payment mechanism. For example, the merchant system associates presentation of the payment device with information used to electronically debit a checking account, such as MICR data, and submits the same to a transaction processor capable of settling electronic debit transactions.
REFERENCES:
patent: 5101200 (1992-03-01), Swett
patent: 5175682 (1992-12-01), Higashiyama et al.
patent: 5237159 (1993-08-01), Stephens et al.
patent: 5265007 (1993-11-01), Barnhard et al.
patent: 5371798 (1994-12-01), McWhortor
patent: 5484988 (1996-01-01), Hills et al.
patent: 5679938 (1997-10-01), Templeton et al.
patent: 5679940 (1997-10-01), Templeton et al.
patent: 5811771 (1998-09-01), Dethloff
patent: 5924737 (1999-07-01), Schrupp
patent: 5930777 (1999-07-01), Barber
patent: 5991749 (1999-11-01), Morrill, Jr.
patent: 6073840 (2000-06-01), Marion
patent: 6089284 (2000-07-01), Kaehler et al.
patent: 6119105 (2000-09-01), Williams
patent: 6122625 (2000-09-01), Rosen
patent: 6158657 (2000-12-01), Hall, III et al.
patent: 6230148 (2001-05-01), Pare, Jr. et al.
patent: 6305603 (2001-10-01), Grunbok et al.
patent: 6356752 (2002-03-01), Griffith
patent: 6505772 (2003-01-01), Mollett et al.
patent: 6529725 (2003-03-01), Joao et al.
patent: 6547132 (2003-04-01), Templeton et al.
patent: 6581042 (2003-06-01), Pare, Jr. et al.
patent: 6581043 (2003-06-01), Wallin et al.
patent: 6609095 (2003-08-01), Krause
patent: 6609905 (2003-08-01), Eroglu et al.
patent: 6728686 (2004-04-01), Kasai et al.
patent: 6757664 (2004-06-01), Cardinal et al.
patent: 6783065 (2004-08-01), Spitz et al.
patent: 6950810 (2005-09-01), Lapsley et al.
patent: 7012547 (2006-03-01), Hassett
patent: 7051001 (2006-05-01), Slater
patent: 7131571 (2006-11-01), Swift et al.
patent: 7350697 (2008-04-01), Swift et al.
patent: 2001/0044764 (2001-11-01), Arnold
patent: 2002/0022966 (2002-02-01), Horgan
patent: 2002/0120846 (2002-08-01), Stewart et al.
patent: 2002/0152123 (2002-10-01), Giordano et al.
patent: 2002/0178063 (2002-11-01), Gravelle et al.
patent: 2003/0093367 (2003-05-01), Allen-Rouman et al.
patent: 2003/0093368 (2003-05-01), Manfre et al.
patent: 2003/0126017 (2003-07-01), Rau et al.
patent: 2003/0128866 (2003-07-01), McNeal
patent: 2003/0222135 (2003-12-01), Stoutenburg et al.
patent: 2005/0071283 (2005-03-01), Randle et al.
patent: 2005/0097037 (2005-05-01), Tibor
patent: WO 99/08238 (1999-02-01), None
patent: WO 01/97134 (2001-12-01), None
patent: WO 03/042790 (2003-05-01), None
patent: WO 03/083751 (2003-10-01), None
Biometric Access Corporation Press Release, Feb. 15, 2001.
Bischoff, Laura A., “Will that be cash or finger?”, Dayton Daily News, Feb. 21, 2001.
SmartTouch Press Release, Jan. 18, 2000.
Veristar Corporation Press Release, Jun. 30, 2000.
VeristarCorp.com Web Pages (obtained via WaybackMachine.org Internet Archive), Copyright 2000.
“Security and Convenience at your Fingertips,” Jun. 1999.
Giovetti, Alfred, Profit and Loss, accounting software; Evaluation, May 1992, Compute!. vol. 14, No. 4, p. 1-3.
Mollett Cassandra
Swift Amy
Tidwell Lisa
First Data Corporation
Paik Steven S
Taylor April A
Townsend and Townsend / and Crew LLP
LandOfFree
Alternative payment devices using electronic check... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Alternative payment devices using electronic check..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Alternative payment devices using electronic check... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-4114132