Method and apparatus of secure authentication and electronic...

Details Method and apparatus of secure authentication and electronic... Method and apparatus of secure authentication and electronic...

2006-09-18

2009-08-18

Elisca, Pierre E (Department: 3621)

Data processing: financial, business practice, management, or co

Business processing using cryptography

Usage protection of distributed data files

Reexamination Certificate

active

07577616

ABSTRACT:
The present invention relates to apparatus and method utilizing a mobile terminal as a tool for secure authentication and electronic payment. A random ID code is passed through a circle path to verify the nodes along the path. If the RID sent back matches the one generated for the current transaction, the user is authenticated and the transaction is approved for further action. The user's account server generates a Random ID code when a transaction request is received. This RID will be passed to the user's mobile terminal and then passed to the terminal where the user request access or purchasing. The terminal will send the RID back to the account server. If the RID received and the original RID generated for this transaction matches the user is authenticated. The RID can also be passed through a reverse direction.

REFERENCES:
patent: 2002/0184539 (2002-12-01), Fukuda et al.
patent: 2001291032 (2001-10-01), None

Affiliated with

Also associated with

Rating

Method and apparatus of secure authentication and electronic... does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Method and apparatus of secure authentication and electronic..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Method and apparatus of secure authentication and electronic... will most certainly appreciate the feedback.

Rate now

Comments { 0 }

Profile ID: LFUS-PAI-O-4084220