Registers – Systems controlled by data bearing records – Credit or identification card systems
Reexamination Certificate
2007-08-24
2008-12-02
Cyr, Daniel St. (Department: 2876)
Registers
Systems controlled by data bearing records
Credit or identification card systems
C235S379000, C235S385000
Reexamination Certificate
active
07458509
ABSTRACT:
The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
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Beck Randy
Feldman Gennye
Heitz Rachel Riley
Imada John Steven
Keiser Steven J
American Express Travel Related Services Company Inc.
Cyr Daniel St.
Snell & Wilmer L.L.P.
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