Pre-paid activation and replenishment on a point-of-sale device

Details Pre-paid activation and replenishment on a point-of-sale device Pre-paid activation and replenishment on a point-of-sale device

2005-02-09

2008-08-19

Caputo, Lisa M (Department: 2876)

Registers

Systems controlled by data bearing records

Banking systems

C235S375000

Reexamination Certificate

active

07413117

ABSTRACT:
A system and method for processing prepaid financial transactions. One or more remote terminals are adapted to acquire transaction information from a user and transmit a first signal indicative of the transaction information. The remote terminal is further adapted to receive a second signal indicative of authorizing information that is delivered to the user. In addition, an authorizing host is adapted to receive the first signal transmitted by the one or more remote terminals. In one aspect, the authorizing host routes the first signal including the transaction information to an exchange host for approval of the financial transaction, and the exchange host transmits the second signal including the authorizing information to the remote terminal via the authorizing host.

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Search report for PCT/US06/04529, mailed Jan. 17, 2007.

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